Although some risks are inherent, electronic funds transfer (EFT) means of cash disbursements is the most effective and efficient.
What exactly is an electronic funds transfer (EFT)?By using a computerized network, an electronic funds transfer transfers money from one account to another. With EFTs, a bank account is required for both the sender and the recipient. Fund transfers can take place between accounts that are not at the same financial institution. EFT payments can be made over computers, phones, or card readers by both private individuals and commercial entities.
EFTs credit (reduce) the account of one person and debit (raise) the account of the other person. Electronic banking also refers to EFT transactions. Cash and paper checks are not required because everything is paperless.
The Electronic Fund Transfer Act (EFTA) governs these transactions. Individuals who use EFT payments are safeguarded by the EFTA, a federal statute.
Learn more about electronic funds transfer (EFT) with the help of the given link:
brainly.com/question/17030639
#SPJ4
In the case of distributive bargaining, the ________ point indicates what a person would like to achieve out of a negotiation.
In the case of distributive bargaining, the target point indicates what a person would like to achieve out of a negotiation.
What is collective bargaining?This is when an agreement is reached between employer and employees in an organization on issues that requires urgent attention.
Collective bargaining involves employees working together in an organization coming together to agree about some important matters.
Learn more about collective bargaining here: https://brainly.com/question/11819753
#SPJ1
The __________ ensures that when consumers provide their verbal agreement during the telephonic enrollment, they acknowledge and understand they are actually enrolling, in which plan they are enrolling, as well as the standard disclosures.
The statement of understanding ensures that when consumers provide their verbal agreement during the telephonic enrollment.
What is the statement of understandingThis is the statement that is used to show that there is understanding by a customer when he or she signs a document.
This is used to show that the person is well informed based on what they have signed.
Read more on the statement of understanding here:
https://brainly.com/question/20540884
#SPJ1
The new equilibrium price and quantity suggest that the shape of the long-run supply curve in this industry is:_________
The new equilibrium price and quantity suggest that the shape of the long-run supply curve in this industry is horizontal.
In astronomy, geography, and related sciences and contexts, a direction or plane passing through a particular point is said to be perpendicular if that point contains the local direction of gravity. Conversely, a direction or plane is said to be horizontal if it is perpendicular to the vertical. In general, vertical objects can be drawn from top to bottom (or bottom to top). B. The y-axis of the Cartesian coordinate system.
A horizontal line is a line that runs from left to right. When you watch the sunrise over the horizon, you see the sun rise above the horizon. The x-axis is an example of a horizontal line.
Learn more about horizontal here: https://brainly.com/question/25705666
#SPJ1
The generational group of managers that expect to give and get more feedback on their work are?
The generational group of managers that expect to give and get more feedback on their work are Gen X; they focus on results more than hours
More about Gen X managers:
Although we don't hear much about Generation X these days, it was huge in the pre-Millennial era. Either you belonged to Generation X or you fit in with the crowd. Gen X managers are subtly replacing Boomers in management positions as they enter retirement.
A characteristic of Gen X managers is their drive for achievement, particularly financial success. Many members of Generation X are incredibly resourceful and motivated to succeed financially because they grew up seeing their parents struggle financially and have recently experienced their own.
Both Gen X managers and employees tend to favour less formal working arrangements that allow them to interact freely with both their superiors and the people they supervise.
Learn more about Gen X here:
https://brainly.com/question/3032727
#SPJ1
The retailing practice of integrating customer experiences across the physical and online channels is referred to as
The retailing practice of integrating customer experiences across the physical and online channels is referred to as Omni-channel retailing.
What is Omnichannel Retailing?
Omni-channel retailing describes a model in which clients are able to interact with multiple sales and media channels at once, and have their information retained by the retailer as they move between them.
For example, omni-channel retailing allows your clients to browse on a desktop, compare prices on a mobile device, then visit your brick-and-mortar location to finalize a purchase — all without having to restart their customer journey. The omni-channel retailing links together all channels, combining the showroom and the website to create a single, unified experience.
Therefore, we can conclude that the correct option is B. The retailing practice of integrating customer experiences across the physical and online channels is referred to as Omni-channel retailing.
Your question is incomplete, but most probably your full question was:
A. full-service retailing.
B. omni-channel retailing.
C. digital retailing.
D. multi-channel merchandising.
E. scrambled merchandising.
Learn more about Omni-channel on:
brainly.com/question/16255613
#SPJ4
After Hurricane Sandy, FEMA (the Federal Emergency Management Agency) advertised in a New Jersey radio station how people affected by the hurricane could file for assistance. In the political marketplace, the decision makers in FEMA are best characterized as:
After Hurricane Sandy, FEMA (the Federal Emergency Management Agency) advertised on a New Jersey radio station how people affected by the hurricane could file for assistance. In the political marketplace, the decision-makers in FEMA are best characterized as bureaucrats. This is further explained below.
What are bureaucrats?Generally, Officials who operate in a huge administrative system are called bureaucrats.
In conclusion, Federal Emergency Management Agency (FEMA) advertised on a New Jersey radio station how residents impacted by Hurricane Sandy may apply for aid after the storm. FEMA's decision-makers are best described as bureaucrats in the political marketplace.
Read more about bureaucrats
https://brainly.com/question/14346682
#SPJ1
Under a typical listing agreement, what duties does the broker and the sales agent owe to the seller
The duties of the broker and the sales agent owe to the seller are:-
Build relationships with your customers.negotiations with customers.processing sales transactions.analysis of data and market trends.processing of sales transactions;Evidence of solid understanding of the company's products or services.Networking to attract potential clients.Sales agents are professionals your company hires to market your products and services while acting as brand spokespersons. Salespeople are often independent workers who earn commissions based on the amount they sell. Some salespeople work for commercial agencies that employ employees.
Learn more about sales agent here:https://brainly.com/question/4507033
#SPJ4
The percentage of commercial banks' checking and savings accounts that must be kept in the bank is referred to as ______.
The percentage of commercial banks' checking and savings accounts that must be kept in the bank is referred to as :- Statutory Reserve Ratio.
The statutory reserve ratio (SRR) is the proportion of the deposit liabilities that commercial banks are required to keep as a cash deposit with the Central Bank. Under the Monetary Law Act (MLA), commercial banks are required to maintain reserves with the Central Bank at rates determined by the Bank.
Why is SRR important?Reserve requirements are the amount of funds that a bank holds in reserve to ensure that it is able to meet liabilities in case of sudden withdrawals. Reserve requirements are a tool used by the central bank to increase or decrease the money supply in the economy and influence interest rates.
To know more about SRR, check the links.
https://brainly.com/question/24174376
https://brainly.com/question/24179879
#SPJ4
Answer:
reserve requirement
Explanation:
Imagine we are throwing a loaded die (6 sides). The probability that the die shows a 6 is twice as high as the probability of each of the other numbers. On average, out of these 70 throws how many times would the die show the number 6
Probability
It is a branch of mathematics that deals with the occurance of a random event. The value is expressed from 0 to 1. It predicts how likely events are to be happened .
Step by step solution:
Die has six sides so probability of each is [tex]\frac{1}{6}[/tex] but,
The probability that the die shows a 6 is twice as high as the probability of each of the other numbers.
so,
the probability of 6 is [tex]\frac{2}{7}[/tex] and others probability is [tex]\frac{1}{7}[/tex]
we throw die 70 times
so probability 6 out of 70 throws is
70×[tex]\frac{2}{7}[/tex]
=20
out of these 70 throws , the probability of die showing number six is 20 times.
Learn more about Probability:
brainly.com/question/13604758
#SPJ4
Less popular open source products are not likely to attract the community of users and contributors necessary to help improve these products over time. This situation reiterates the belief that _____ are a key to success.
This situation reiterates the belief that network effects are a key to success.
What is Network Effect?A network effect is a phenomena in which the value or utility derived by a consumer from a good or service is proportional to the number of customers of similar goods.
The Network Effect is platform becomes more useful as its total computing power increases.
The network effect is a phenomena in which the value of a commodity or service increases as the number of persons or participants increases. However, as more people gained access to the Internet, more material, information, and services were created.
In Other Word , The network effect is a phenomenon that explains that the number of users can increase or decrease the value of a system. The best example of the network effect is the internet and E-commerce websites. At first, there were hardly any clients yet with time, the estimation of web expanded because of increase in several clients.
Therefore, we can conclude that the correct option is C.
Your question is incomplete, but most probably your full question was:
Less popular open source products are not likely to attract the community of users and contributors necessary to help improve these products over time. This situation reiterates the belief that _____ are a key to success.
A. proprietary products
B. brand strategies
C. network effects
D. technology expenses
E. advertising campaigns
Learn more about Network Effects on:
brainly.com/question/14856793
#SPJ4
Using the AND or OR statement, filter the employee table for employees who have a title starting with Sales and an address containing Ave. Identify the last name of the 3rd record. Steve Margaret Johnson Peacock
Answer:
can you be more clear with your question
Which audience analysis anticipates resistance if something is going to cost money?
The audience analysis that anticipates resistance if something is going to cost money is a situational analysis. This is further explained below.
What is situational analysis?
Generally, An organizational situation may be better understood by doing a situational analysis, which is a set of techniques for evaluating both the internal and external variables of a company.
In conclusion, A situational analysis is the kind of audience analysis that determines whether or not there will be opposition to anything if it will cost money.
Read more about situational analysis.
https://brainly.com/question/23563467
#SPJ1
Angelika is the Chief Operating Officer of One Spice Inc., a firm that grows and processes the Naga Viper pepper, one of the world's hottest peppers. Angelika wants to better understand the relationship between her firm's organizational culture and the ability to achieve competitive advantage. The relationship between these two states that
Relationship between these two states that a firm can achieve competitive advantage if their organizational culture follows the VRIO principles.
More about VIRO principles:
Abbreviation for the four-question framework consisting of "is the firm organised to capture value?" and "is it valuable, unusual, costly to imitate?" Usually, these four elements are treated in the manner of a decision tree It uncovers sustained competitive advantage
An organization often has two alternatives when trying to identify sources for a long-term competitive edge. It can either examine the internal elements (using Porter's Five Forces and PESTLE Analysis) or the external forces affecting the firm (BCG Matrix and Value Chain Analysis).
In the latter group, the VRIO Framework or VRIO analysis belongs.
It is a tool used in business to assess an organization's internal resources in order to establish and maintain a competitive edge.
Learn more about organization here:
https://brainly.com/question/28101656
#SPJ1
Most federal expenditures in texas go to education and health and human services. However, in order to receive these funds, texas must:______.
a) allow the federal government to manage these programs.b) implement progressive taxes in order to generate more revenue.c) coordinate efforts with neighboring states to achieve economies of scale.d) spend state money in these areas first.
For the federal government to fund education and health in Texas, the state government has to d) spend state money in these areas first.
How does Texas access federal funds?Existing federal arrangements with Texas allow it to access federal funding in certain areas such as education, health, and human services.
In order to access these funds however, the Texas government needs to show a commitment to improving these areas by spending on them first.
Find out more on federal funding in the U.S. at https://brainly.com/question/23939279
#SPJ1
A project manager is teaching one of her team members how to give and receive criticism. According to d. Quinn mills' eight good people management techniques, what is she doing?
According to D Quinn mills' eight good people management techniques, the team manager is trying to teach communication skills. The abilities you utilize when offering and receiving various types of information are known as communication skills. Examples include expressing fresh thoughts, emotions, or even an update on your project.
The four Cs of communication are listening, speaking, observing, and empathizing. Understanding the contrasts between face-to-face contacts, phone calls, and digital communications like email and social media is also beneficial. You can understand others and be understood by them if you have good communication abilities.
These may include, but are not limited to, offering and receiving constructive criticism, public speaking, and attentively listening during conversations.
To learn more about communication, click here
https://brainly.com/question/22558440
#SPJ4
What financial impacts could result if a for-profit organization was built within your community?
The financial impacts for-profit organization is one that operates with the goal of making money. Most businesses are for-profits that serve their customers by selling a product or service.
The business owner earns an income from the for-profit and may also pay shareholders and investors from the profits. The establishment of a for-earnings business has a few clean advantages: self-employment and financial rewards proportional to success. It is not with out risks, but, which includes financial liability and obligation to traders and creditors.
A fitness care machine run by way of for income will offer the greatest advantages at least price. First, for-income health care will decrease the prices of care.
A for-profit business enterprise is one that operates with the purpose of creating wealth. maximum corporations are for-income that serve their customers by selling a services or products. The business proprietor earns an earnings from the for-earnings and may also pay shareholders and investors from the profits.
Learn more about financial impact here:-https://brainly.com/question/14986308
#SPJ4
how is join stock company different from other organizations?
A joint stock company is an particular legal entity, apart from the persons involved. It can own support and can because it is an entity it can sue or can be sued. Whereas a federation or a sole proprietor, it has no such legal reality apart from the person involved in it.
Why joint stock company is more relevant than other?
As compared to sole proprietorships and partnership firm, a joint stock company can earn huge amount of accounts. It encourages the mobilization of savings of millions for the productive purposes. Since its capital is separated into share of small value, even an ordinary investor can contribute to its capital.
What are the factors of joint stock companies?The Companies Act 1956 defines a joint stock company as an insincere person created by law, having separate legal entity from its owner with an unchanging sequence and a common seal. Shareholders of Joint Stock Company have limited liability i.e liability limited by warranty or shares.
To learn more about stock company, refer
https://brainly.com/question/14227507
#SPJ9
When collective decision making is utilized to resolve economic questions regarding the allocation of resources,
When collective decision making is utilized to resolve economic questions regarding the allocation of resources, the role of markets will be replaced by political decision making.
What is a collective decision?
When two or more individuals analyze, choose, or use a good or service, collective decision-making is taking place. Members participate in the decision-making process in both families and organizations in a variety of ways.
How do economists solve the problem of scarce resources?
The government decides what to produce and allocates the resources according to its decisions. Another method the governments use to solve the problem of scarcity is by raising prices, but they must make sure that even the poorest consumers can afford to buy it.
Learn more about scarcity of resources: https://brainly.com/question/17766279
#SPJ4
As defined by sanford meisner, acting is, "living __________________in imagined circumstances.
Living turthfully in imagined circumstances is the answer. Sanford Meisner, an American theatrical professional, created the Meisner technique as a method of acting. The Meisner method aims to get the actor to put their attention on the other performers around them rather than on themselves.
In order to achieve this, several Meisner technique exercises are built on repetition, making the words appear trivial in comparison to the underlying feeling.
In the Meisner approach, the other actor is given more attention than one's own internal feeling or thoughts related to the character. Lee Strasberg method acting is distinct from Meisner technique.
To learn more about Meisner technique, click here
https://brainly.com/question/12732166
#SPJ4
____ are the standard for business documents and come in both personal and network versions.
Laser projectors are the standard for business documents and come in both personal and network versions.
How do laser projections work?The method that laser projection creates the image we see on screens is different from bulb-based projection. When using bulb-based projection, a panel must be illuminated by the light source (the bulb) in order to create the image. In contrast, laser projectors produce light using lasers.
Many people think that laser projectors represent the future of projectors because of the numerous advantages offered by this technique.
Nevertheless, consumers find laser projectors to be particularly appealing due to their many advantages over bulb projectors.
Minimal MaintenanceEnergy SavingsThrow Distance Greater Image Quality Overall.Learn more about lasers with the help of the given link:
brainly.com/question/27853311
#SPJ4
Total revenue minus the total _____ and total _____ costs of production is economic profit.
Total revenue minus the total implicit and total explicit costs of production is economic profit.
What are the key features of Accounting & Economic profits?
Production is the process of fusing inputs to create outputs, which should ideally be worth more than the inputs.
Revenue, which is calculated as price times quantity sold, is the income from selling a company's goods.
The total revenues less all explicit costs, including depreciation, is the accounting profit.
Total revenues less total costs, including both explicit and implicit costs, equals economic profit.
The main difference between Explicit & Implicit?
Explicit costs are expenses incurred directly by a company, such as payments for goods, rent, labour and salaries.
Implicit costs are a special kind of opportunity cost: they represent the cost of the company's existing resources that could have been used in another way.
An entrepreneur who runs a firm, for instance, could use her labor to pay the bills at a job.
Hence, the answer is explicit and implicit.
Learn more about revenue here,
https://brainly.com/question/8645356
# SPJ1
Customers have legitimate doubts during the sales process, and salespeople should:_____.
Customers may have legitimate doubts, and salespeople are there to resolve them.
Successfully and honestly working with others helps build relationships based on trust. Often salespeople can introduce the customer to others in the firm who can answer their questions and provide them with anything they need.
Customers count on salespeople to point out fresh potential for cost-cutting, revenue-boosting, market-penetration, and risk-mitigation that they themselves may not have yet noticed. The worth of their ideas, as opposed to the caliber of their offerings, is what distinguishes the finest salesmen.
Customers seek for salespeople who stand out from the competition. They seek out salespeople who can articulate why they are superior to those in the field.
Learn more about Customers here
https://brainly.com/question/25689052
#SPJ4
Aggregate supply (as) denotes, while holding the price of inputs fixed, the ________ that firms choose to produce and ________.
Aggregate supply (as) denotes, while holding the price of inputs fixed, the price level of output that firms choose to produce and GDP.
What is aggregate supply?Aggregate supply is when goods and service produced or manufacture are made available to buyers or can be defined as the amount of goods produce and supply to the market at particular period of time.
Aggregate supply can tend to increase in a situation were the price of goods and services decrease or when the price of product fall.
Therefore, Aggregate supply donate, while holding the price of inputs fixed, the price level of output that firms choose to produce and Gross domestic product (GDP).
Learn more about Aggregate supply here:https://brainly.com/question/11889136
https://brainly.com/question/25749867
#SPJ1
Pine Valley Lumber issues 15,000 shares of 9%, $45 par value preferred stock with a cumulative dividend feature for $65 cash per share. What is the minimum annual dividend the holders of this stock can collectively expect to receive
The minimum annual dividend the holders of this stock can collectively expect to receive is $60,750.
Minimum annual dividend
Using this formula
Minimum annual dividend=Number of shares×par value preferred stock×Dividend rate
Let plug in the formula
Minimum annual dividend=15,000 shares × $45/share par value × 9%
Minimum annual dividend=$60,750
Therefore the minimum annual dividend the holders of this stock can collectively expect to receive is $60,750.
Learn more about Minimum annual dividend here:https://brainly.com/question/19424887
#SPJ1
Help how do you solve this
Based on the amount the Fed purchased and the required reserve ratio, the amount the bank will be able to lend customers is $9,460,000
What amount can the bank lend out?This can be found as:
= Amount purchased by Fed - (Amount purchased by Fed x Required reserve)
Solving gives:
= 11 million - ( 11 million x 14%)
= 11 million - 1,540,000
= $9,460,000
Find out more on excess reserves at https://brainly.com/question/14173699
#SPJ1
Too much inventory on hand a.increases the losses due to price declines b.ties up funds that could be used to improve operations c.increases the cost to safeguard the assets d.all of these
A correct option is an option (d) i.e., all of these
What do you mean by inventory?
The accounting of goods, components, and raw materials that a business either sells or utilizes in production are known as inventory. You use inventory management as a business leader to make sure you have enough goods on hand and to spot when there is a shortfall.
Why is keeping too little and too much inventory bad?
Inventory is bought to resell it for a profit, and keeping too much of it on hand can cause working capital to become locked up in items. As degradation happens and demands decline over time, inventory loses value and eventually loses money.
Learn more about inventory: https://brainly.com/question/14184995
#SPJ4
An idea, opportunity or dream is the ________ of planning that managers begin with to plan.
An idea, opportunity, or dream is the foundation of planning that managers begin with to plan.
The planning process begins with setting goals. Goals are the end result that management wants to achieve through its activities. Goals are specific and can be measured in units.
When developing SMART operational goals, it is important to seek employee feedback throughout the process. Once set, it can be difficult for employees to understand and accept goals. Philip is the new manager of a 15-man manufacturing company.
Redesigned workspace to keep tools within reach of an idea, opportunity, or dream.
Learn more about opportunities at
https://brainly.com/question/1549591
#SPJ1
Which of the following theories holds that multiple leadership variables determine the probability that leadership will occur, including the qualities of a leader, the characteristics of followers, and the nature of a situation
Leadership contingency theory is the theory that holds that multiple leadership variables determine the likelihood that leadership will occur, including the qualities of a leader, the characteristics of followers, and the nature of a situation.
What is leadership contingency theory?It is an approach to the relationship between leadership styles and organizational structure, that is, an effective leader is one who aligns his management style with the place where he operates and his needs, in order to develop control, organization and cooperation. to achieve organizational objectives.
An effective leader will be one whose actions will serve as a reflection for the actions of his subordinates, who must practice ethical and responsible actions in favor of motivating and improving the perception of employees in relation to their functions and the company.
The leadership style must promote cooperation, feedback, communication and the creation of an organizational culture focused on the development of employee skills.
Therefore, according to contingency theory, a good leader is one who has a comprehensive view of the organizational systems he manages, providing support for the development, motivation and productivity of his team.
Find out more about leadership contingency theory here:
https://brainly.com/question/14456617
#SPJ1
The three methods used to classify costs into their fixed and variable components includes.
The methods used to classify costs into their fixed and variable components are:
scatter diagramshigh-low methodregression analysisWhat is a costs classification?This refers to the way by which economic cost are classified for proper purpose and identification.
Majority of fixed and variable cost are classified by using the scatter diagrams, high-low method and regression analysis.
Read more about costs
brainly.com/question/26245657
#SPJ1
Accountants use the following three methods to classify mixed costs into their fixed and variable components:
High-low methodScatter graphRegression analysis.What are mixed costs?Mixed costs are costs that have both fixed and variable elements.
Fixed (period) costs do not change with changes in the production volume, unlike variable (differential) costs.
Thus, since variable costs are essential for decision-making, management tries to separate mixed costs so that insights into cost structure become clearer using the above three methods.
Learn more about the cost classification methods at https://brainly.com/question/21053145
#SPJ1
which characteristic that may pose a potential nutrition problem would the nurse identify in a preterm neonate
The immature sucking reflex is the characteristic that may pose a potential nutrition problem in a preterm neonate.
Immature sucking reflex- Th reflex of sucking doesn't start at the 32nd week of pregnancy and is not fully developed till the 36th week. If the baby is born prior to the 36th week, it will not allow the sucking reflex to be fully devloped. The immature sucking reflex will not allow the baby to consume the milk of the mother or the food required for development. Such immaturity of reflex will lead to the nutrition problem because of a lack of sufficient intake.
Later infants may develop various diseases and can be anemia. the infant requires extra care in such a situation, the increase in the flow of milk may help the infact in intake.
To learn more about the preterm neonate please click on the link https://brainly.com/question/8985665
#SPJ1