Type of individual retirement account Ben Carmichael have is Traditional IRA
Conventional IRAs allow individuals to make contributions pre-tax bucks to a retirement account wherein investments grow tax-deferred until withdrawal for the duration of retirement. Upon retirement, withdrawals are taxed on the IRA proprietor modern profits tax charge.
A defined gain plan specifies a regular retirement age, which is when employees will be eligible to receive their full amassed advantage. The employee Retirement profits safety Act covers kinds of retirement plans: described benefit plans and described contribution plans. A defined benefit plan guarantees a distinctive month-to-month benefit at retirement.
A described benefit plan ensures an worker a specific monthly charge for lifestyles after retiring. The worker usually might also opt alternatively for a lump-sum payment in a specific quantity.
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The phase of the business cycle when the economy is near or at full employment and the level of real output is at or near capacity is called a:
The phase of the business cycle when the economy is near or at full employment and the level of real output is at or near capacity is called a peak.
What is the business cycle and why is it important?
Understanding business cycles is crucial for success while running a business. A business cycle is the measured expansion and contraction of economic growth over a given period. It is also referred to as a trade or economic cycle. Business owners can make wise judgments if they have a thorough understanding of business cycles.
What causes a peak in the business cycle?
When the economy reaches its greatest level of output, it enters the peak phase, which also marks the end of the expansion. After this, a contractionary phase sets in once housing starts and employment levels start to drop.
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Answer:
peak
Explanation:
What will be required for service providers to compete in the future?
Maintaining close relationships with the suppliers will be required for service providers to compete in the future.
A business that offers both consumers and businesses web access is known as an Internet service provider (ISP).
Additionally, ISPs might offer services like email, domain registration, web hosting, and browsers.
A provider of information services, storage services, Internet network service providers (INSPs), or a combination of all of them, is referred to as an ISP.
The use of the internet has changed from being restricted to people with government or academic accounts to almost everyone having access, whether it be for a fee or for free.
Hence, Maintaining close relationships with the suppliers will be required for service providers to compete in the future.
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True or false? when a goal is not met, a manager should assume that employees were not performing to their utmost potential.
When a goal is not met, a manager should assume that employees were not performing to their utmost potential is a false statement.
The management of a corporation sets organizational goals as strategic objectives to describe expected results and direct employees' efforts.
Employees are prone to making blunders when their expectations are unclear. Here, communication and clarity are crucial.
Employees won't ask for assistance or clarification and will instead try to assume what management and the business expect them to do if duties and expectations are unclear and open and encouraged lines of communication.
Employees cannot read minds, so before employing someone, make sure you have a clear understanding of both the position they will play in the organization as well as how management will assess their performance and value to the business.
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Which of the following has limited liability for its owners, but passes income through to its investors and avoids double taxation
The one that has limited liability for its owners, but passes income through to its investors and avoids double taxation is option C. S Corporation. Read below about S Corporation.
What is S Corporation?A variation on the standard corporation model is the S corporation. An S corporation passes its income through to its owners, so that the entity itself does not pay income taxes. The owners report the income on their tax returns, thereby avoiding the double taxation that arises in a regular C corporation.
Therefore, the correct answer is as given above
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The complete question goes thus:
Which of the following has limited liability for its owners, but passes income through to its investors and avoids double taxation
A. C Corporation
B. Partnership
C. S Corporation
D. Types of Business Entities
In the opening case of target's erp implementation, what were the bad managerial decisions made that led to a failed outcome?
There can be many bad managerial decisions that led to failed outcomes.
What were the bad managerial decisions made that led to a failed outcome?
The top management decided to pursue a quick and aggressive implementation schedule.To predict the sales demand in Canada, mid-managers populated the ERP system with benchmark data from US operations.The system's auto-replenishment feature is disabled by store managers because there are insufficient checks and balances.What is the critical issue in ERP implementation?
To benefit from an ERP solution, a significant amount of change must be carefully managed after an ERP implementation. Top management's commitment, process reengineering, the ERP's integration with other business information systems, the choice and management of consultants and employees, and employee training on the new system are crucial factors that must be carefully taken into account to ensure successful implementation.
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What are the conditions that would indicate to the management of a firm that they should switch from traditional costing to activity-based costing?
When the accuracy of the traditional costing system is not good then management takes up activity based costing.
Activity-based costing is a more precise approach of costing products and services, resulting in more accurate price decisions. It raises managers' knowledge of overheads and cost drivers, and it draws attention to costly and non-value-added processes, allowing them to be decreased or eliminated.
Traditional costing is best employed when a company's overhead is modest in comparison to the direct expenses of production.
Traditional costing techniques are less accurate than that of activity-based costing systems. This is because they provide a more precise analysis of the indirect expenditures. The ABC systems, on the other hand, are more difficult and expensive to deploy.
Therefore, the answer is inaccurate results lead to use of activity based costing method by the management.
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With respect to the development of scientific management frederick taylors objective was to:______.
With respect to the development of scientific management Frederick Taylor's objective was to increase productivity at work
Productivity is an important factor in increasing the productivity of companies and countries. Increasing real income increases the ability of people to buy goods and services, enjoy leisure time, improve housing and education, and contribute to social and environmental programs, thus increasing the productivity of the people and living. You can raise the standard. Increasing productivity also helps increase the profitability of a company.
Increased productivity has allowed the US enterprise sector to produce nine times more goods and services since 1947, with relatively little increase in working hours. With increased productivity, the economy can produce and consume more and more goods and services with the same amount of work.
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The total return on a stock is equal to the: Group of answer choices dividend divided by the sum of the dividend yield and capital gains yield. dividend yield minus the capital gains yield. dividend yield plus the dividend growth rate. dividend growth rate minus the dividend yield. growth rate of the dividends.
C) Dividend yield plus the dividend growth rate.
What Is Capital Gains Yield (CGY)?The increase in a security's price, like that of common stock, is referred to as a capital gains yield. The CGY for common stock holdings is calculated by dividing the increase in stock price by the original cost of the investment.
Since only the following elements are required, calculating capital gains yield is straightforward:
The security's initial purchase costThe cost of the security right nowIn spite of this, the idea excludes any income from the investment.Learn more about the Capital Gains Yield (CGY) with the help of the given link:
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The horizontal axis of the aggregate demand and aggregate supply model measures the overall.
The horizontal axis of the aggregate demand and aggregate supply model measures the overall quantity of output. Aggregate supply, or real GDP, is the entire amount of product that businesses will generate and sell. Positive association between price level and real GDP in short run is demonstrated by upward-sloping aggregate supply curve.
Upward slope of aggregate supply curve results from incentive to increase output when price level of outputs rises while price level of inputs remains constant. Relationship between amount of total spending in economy and the price level for products is depicted by the aggregate demand curve's downward slope.
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Refer to the diagrams, which pertain to a purely competitive firm producing output q and the industry in which it operates. In the long run we should expect
Based on the fact that the purely competitive firm is producing at point q, in the long run we should expect firms to leave the industry and market supply to fall so that product price rises.
What will happen in the long run?At point Q, the firm is making losses as total costs are more then price. Firms will therefore leave the market to avoid making losses.
This decrease in production will lead to reduced supply which will push the prices back up to a $0 profit level.
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Gross earnings for the pay period are $100,000. Required payroll deductions are: Social Security $6,700; Medicare $1,450; Federal Income tax $18,000 and State income tax $3,850. What is the net pay to employees
The net pay to employees is $70,000.
What is the net pay?The net pay to employees is the difference between the gross earnings and the total deductions.
Data and Calculations:Gross earnings = $100,000
Deductions:
Social Security $6,700
Medicare $1,450
Federal Income tax $18,000
State income tax $3,850
Total deductions 30,000
Net pay = $70,000
Thus, the net pay to employees is $70,000.
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Like other business messages, reports can range from informal to formal depending on their purpose, audience, and setting. Which of the following contributes to an informal writing style
The informal writing style:
First-person pronouns.Shorter sentences.Emphasis on active-voice verbs.Conversational language.Informal communication and informal writing style:Informal communication is informal contact between coworkers. It is unofficial in nature and is built on the informal, social ties that develop in the workplace outside of the conventional business hierarchy.Informal communication, often known as grapevine communication, fosters social relationships among individuals. It promotes togetherness, honesty, and solidarity among them, as well as morals. Informal communication is faster than grapevine communication.In composition, informal style refers to speech or writing that is distinguished by a casual, familiar, and often colloquial use of language. An informal writing style is frequently more straightforward than a formal style and may rely on contractions, abbreviations, short phrases, and ellipses more heavily.Therefore, the informal writing style is:
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A company just starting in business purchased three merchandise inventory items at the following prices. First purchase $62; Second purchase $69; Third purchase $60. If the company sold two units for a total of $212 and used FIFO costing, the gross profit for the period would be
The gross profit for the period would be $81.
What is FIFO?According to the accounting principle known as first in, first out (FIFO), assets that are bought or acquired first are also the first to be sold. According to FIFO, the inventory still on hand is made up of products that were bought last.
Given that, the company made the first purchase at $62; second purchase at $69, and third purchase at $60.The company sold two units for a total of $212 and used FIFO costing.
Cost price of first two items = $62 + $69
= $131
The company sold two units at $212
Gross profit = $212 - $131
= $81
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in the theory of percect competition the assumption of easy entry into and exit from the market implies
In the theory of perfect competition, the assumption of easy entry into and exit from the market implies zero economic profits in the long run.
What Is Perfect Competition?The term perfect competition refers to a theoretical market structure. In a perfect competition model, there are no monopolies.
This kind of structure has a number of key characteristics, including:
All firms sell an identical product (the product is a commodity or homogeneous).All firms are price takers (they cannot influence the market price of their products).Market share has no influence on prices.Buyers have complete or perfect information (in the past, present, and future) about the product being sold and the prices charged by each firm.Capital resources and labor are perfectly mobile.Firms can enter or exit the market without cost.There are five assumptions in the perfectly competitive model of markets:
Goods are identical, rival, and excludable.Buyers and sellers have sufficiently information to make informed decisions.There are no external effects; and two others. List the two other assumptions and discuss their significance in a sentence or two.Everyone is a price taker.There is free entry and exit.The price taking assumption implies the demand perceived by a seller is perfectly elastic. That is, they can sell as much or as little as they want without affecting the market price. Also, when the firm is a price taker, the profit maximizing rule: MR = MC, can be written P = MC since price equal marginal revenue in perfect competition. The market output where price equals marginal cost is the level the level of output where the sum of consumer and producer surplus is maximized.
The free entry and exit assumption insures economic profits are zero in the long-run and more importantly, resources are perfectly mobile in response to a change in demand or supply conditions.
If demand for a good increases, for example, firms will experience short-run profits, which will induce an expansion of the industry. The increased supply lowers price until profits are zero for the typical supplier.
Therefore, we can conclude that the correct option is C.
Your question is incomplete, but most probably your full question was:
In the theory of perfect competition, the assumption of easy entry into and exit from the market implies
a. positive economic profits in the long run.
b. losses in the long-run equilibrium.
c. zero economic profits in the long run.
d. zero economic profits in both the short run and the long run.
e. positive economic profits in both the short run and the long run.
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Which type of misrepresentation persuades an insured?
Twisting is a misrepresentation that persuades an insured or a policy owner, to his or her detriment, to cancel, lapse, or switch policies.
Expressly making a misleading announcement that a party knows is untruthful is a misrepresentation if it leads the opposite birthday party to conform to a settlement. Assume, as an example, that an automobile shop clerk in a private transaction misrepresents the automobile's number of miles.
A misrepresentation is a false or deceptive assertion or a fabric omission that renders other statements deceptive, with reason to misinform. Misrepresentation is one of the factors of common law fraud, and different causes of action for fraud, which include securities fraud.
Fraudulent misrepresentation became defined through Lord Herschell in Derry v Peek (1889) as a false statement that is “made (i) knowingly, or (ii) without belief in its reality, or (iii) recklessly, careless as to whether or not it's actual or false.
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Differentiate perimeter controls from internal controls. Give examples. What controls constitute a defense in depth strategy? explain. How are security controls tested and verified?
Internal controls are used to protect the assets of the company internally, generally by preventing manipulation, false accounting or in general fraudulent activities of the employees.
Preventative controls are those controls which are set in place to prevent overall fraudulent attempts or to minimize the chances of dishonest efforts from being happen in any organization.
Example is when the fraud is prevented when two or more employees in a company are performing accounting tasks.
A layered approach of overall security including both the preventive as well as internal controls constitutes a defense in depth strategy.
Security controls are tested and verified through the defense in depth strategy.
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A sales contract explicitly excludes some rose bushes from the sale. This provision is necessary because the rose bushes are ordinarily considered to be
A sales contract explicitly excludes some rose bushes from the sale. This provision is necessary because the rose bushes are ordinarily considered to be real state.
Plants and trees that grow on the ground are considered equipment included in the sale of real estate because they are connected to the ground by roots. However, the seller had the right to remove these rose bushes. The rose bush was quite large, but it was still in a large pot.
Real estate consists of land and everything that is permanently attached to the land. As with legal rights to land. Land ownership includes not only the surface of the earth but also the area from the surface to the center of the earth and the area from the surface to infinity.
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Which of the following skills or interventions is included at every level of prehospital emergency training?
Automated external defibrillator (AED) is the preliminary skill or intervention that is included at every level of prehospital emergency training.
What is Automated external defibrillator?Automated external defibrillator (AED) are portable, life-saving medical devices used to treat persons suffering from sudden cardiac arrest, a condition in which the heart stops beating abruptly and unexpectedly.When applied within the first few minutes after a person has collapsed due to sudden cardiac arrest, the combination of CPR plus early defibrillation is beneficial in saving lives.Automated external defibrillator is present in public access Airports, community centers, schools, governmental structures, hospitals, and other places open to the public all have AEDs. They are designed to be used by laypeople with little training.specialized use First responders who have received further AED training, such as emergency medical technicians (EMTs) and paramedics, use AEDs.Know more about Automated external defibrillator (AED) https://brainly.com/question/4472635
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I hope you are trying to ask the questions below:
Question:
Which of the following skills or interventions is included at every level or prehospital emergency training?
a.) oral glucose for hypoglycemia
b.) AED
c.) intranasal medication administration
d.) use of a manually triggered ventilator
aries and eros start a partnership with capital contributions of 39000 and 60000 respectivelty over the course of the year aries withdraws 5500 from the business in order to meet his personal expenses which of the following is the correct journal entry to close the releant withdrawls accotun at the end of the year
Withdrawing cash increases Aries withdrawal account hence debited, decreases cash hence credited.
Option A. is correct.
The explanation for incorrect options is given below.
B. Credit to Aries, capital increases capital account, whereas no capital in contributed it is withdrawn.
C. Credit to Eros, capital increases capital account, whereas no capital in contributed it is withdrawn by another partner.
D. Journal is required
A withdrawal of coins for an owner's private use reduces cash and calls for extra access to a unique drawings account. Because the drawing account is a capital account, it's going to have a debit balance with the purpose to offset a cash pull.
right here coins account will be debited in view that cash is withdrawn for office use, if there might be for personal use then the drawing would be debited but no longer in this example, and right here bank account can be credited given that it is decreasing.
The journal access for coins withdrawn from the financial institution is contra access. coins may be taken from the bank for 2 uses both for personal use (or) business use. I am assuming that money is withdrawn from the financial institution for commercial enterprise use.
Your question is incomplete. Please read below to find the complete question.
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Less popular open source products are not likely to attract the community of users and contributors necessary to help improve these products over time. This situation reiterates the belief that _____ are a key to success.
Less popular open source products are not likely to attract the community of users and contributors necessary to help improve these products over time. This situation reiterates the belief that network effects are a key to success.
What are Network Effects?The phenomenon known as the "network effect" describes how more individuals using a commodity or service results in a rise in value. An illustration of the network effect is the internet.Since the internet was first only useful to the military and a small number of researchers, there weren't many users.However, as more people had access to the internet, more material, information, and services were created by users.More people were drawn to connect and transact business with one another as a result of website development and enhancement. A network effect resulted from the internet offering more value as traffic increased.know more about Network effects
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Phlex Plastic has a very strong set of corporate values. In fact, Phlex has been known to discourage the emergence of alternative values. Phlex is most likely:
Phlex Plastic has a very strong set of corporate values. In fact, Phlex has been known to discourage the emergence of alternative values. Phlex is most likely to show Monoculturalism.
What is Monoculturalism?Monoculturalism is the practice of encouraging, promoting, or facilitating the manifestation of a single social or ethnic group's culture.It usually results from dominant group members believing that their cultural practices are superior to those of minority groups and is related to the idea of ethnocentrism, which entails evaluating another culture using the norms and standards of one's own culture.It might also entail the assimilation process, in which other ethnic groups are required to accept the traditions and culture of the dominant ethnic group.Sometimes, monoculturalism takes the form of actively preserving a nation's native culture by excluding outside influences, as opposed to the oppression of many ethnic groups within a given civilization. Examples of this type of monoculturalism include Japan, South Korea, and North Korea. However, less deliberate variables like geographic isolation, historical ethnic homogeneity, or political isolation might also be to blame. Due to their residents' shared ancestry, culture, and low immigration rates, some European nations, such as Italy, Portugal, Poland, and the Northern European countries, are still essentially monocultural.Know more about monoculturalism https://brainly.com/question/8142710
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Mr. Smith, the special education teacher, called Tim's parents to schedule a meeting to update information on Tim's progress on his IEP and to set goals for the upcoming year. This type of meeting is called a/an:
Answer:
b
Explanation:
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On January 1, Year 1, Raven Limo Service, Inc. paid $64,000 cash to purchase a limousine. The limo was expected to have a six year useful life and a $10,000 salvage value. On January 1, Year 5 the limo was sold for $30,000 cash. Assuming Raven uses straight-line depreciation, the Company would recognize a
Assuming Raven uses straight-line depreciation, the Company would recognize a $2,000 gain.
What is straight-line depreciation?The simplest way to determine depreciation over time is through straight-line depreciation. According to this strategy, an asset's value is reduced by the same amount for each year that it is in use.
Depreciation formula:(Depreciation expense per year = (Cost of the asset - Salvage value) ÷ Useful life.
The given data is -
The cost of asses is given as $64,000.
The salvage value is given as $10,000.
The sole price is $30,000.
Calculation for the depreciation-
Depreciation expense per year = ($64,000 Cost - $10,000 Salvage) ÷ (6 Year life)
Depreciation expense per year = $9,000
Accumulated depreciation on January 1, Year 5 = ($9,000 per year) × (4 years)
Accumulated depreciation on January 1, Year 5 = $36,000.
Book value = $64,000 Cost - $36,000 Accumulated depreciation
= $28,000
Gain on sale = $30,000 Sales price - $28,000 Book value
= $2,000)
Therefore, the gain on the scale is $2,000.
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Ased interest rates will shift the aggregate demand curve to the _____ and _____ output demanded.
As interest rates will shift the aggregate demand curve to the left and decrease output demanded.
The interest rate is the amount that the lender charges the borrower and is the principal - a percentage of the loan amount. Loan interest rates are usually quoted on an annual basis known as the annual rate (APR).
Interest rate shows the exact amount of interest a person earns or pays on a loan. For example, a $100 loan with a nominal interest rate of 6% accrues interest of $6 ($100 X 0.06). The interest rate stays the same no matter how much you borrow. Even if the loan increases to $1,000, the borrower still pays 6%.
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S21: Tracing Algorithms Activity Page 1 of 4 128 points possible 1. A woman invests $200 on January 1 for each of three years in a fixed income bond that pays interest of 8 per cent per annum, the interest being added to her account at the end of each year. The following algorithm gives the total value of her investment after the three-year peri
Algorithms are simply used as prototypes or guide of an actual program
Trace the algorithmThe complete question is added as an attachment
The variables in the algorithm are
Variables I and A
Where A represents the initial amount invested, I represents the number of years
So, the trace of the algorithm is:
Initialize A to 0Iterate with I from 0 to 3Add 200 to AMultiply A by 1.08Print A after the iterationsHow the algorithm can be amendedFrom the question, the amendment of the algorithm is to print the investment after each year.
To do this, we simply include the print statement inside the loop statement
So, we have:
A = 0
FOR I = 0 TO 3
A = A + 200
A = 1.08 * A
PRINT A
NEXT I
Modify the algorithmThe modified algorithm is as follows:
A = 0
INPUT P
INPUT N
FOR I = 0 TO N
A = A + P
A = 1.08 * A
NEXT I
PRINT A
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Geraldine Fadsi's job in the entertainment industry is to bring together entertainers and organizations looking to hire entertainers. Fadsi is paid a commission, usually by the entertainer. Fadsi is acting as a: Group of answer choices marketer distribution captain distributor merchant wholesaler agent
Geraldine Fadsi's job in the entertainment industry is to bring together entertainers and organizations looking to hire entertainers. Fadsi is paid a commission, usually by the entertainer. Fadsi is acting as an agent
Who is called an agent?
In the language of the law, someone who has been given the authority to act on behalf of another person or entity is referred to as an agent. To represent a client in discussions and other interactions with third parties, an agent may be hired.
What is the duty of agent?
The agent owes the principal a responsibility to act in the principal's best interests while acting within the scope of the agent's authority whenever the agent is designated to arrange or negotiate a transaction on the principal's behalf.
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Suppose you invest semiannually for 25 years in an annuity that pays 5% interest, compounded semiannually. At the end of the 25 years, you have $500,000. How much of this total is interest
The total interest earned on the annuity is $243,548.50
What is annuity?
An annuity is a situation where the same amount is invested periodically, in this an amount is invested every six months for 25 years.
The $500,000 is the future value of the annuity , which means we can determine semiannual payment using the future value formula provided below:
FV=semiannual payment*(1+r)^N-1/r
FV=future value=$500,000
semiannual payment=unknown(assume it is X)
r=semiannual interest rate=5%/2=0.025
N=number of semiannual payments in 25 years=25*2=50
$500,000=X*(1+0.025)^50-1/0.025
$500,000=X*(1.025)^50-1/0.025
$500,000=X*(3.43710871970354-1)/0.025
$500,000=X*2.43710871970354/0.025
$500,000=X*97.48434878814160
X=$500,000/97.48434878814160
X=$5,129.03
Total interest=future value-total invested
total invested=semiannual payment*50
total invested=$5,129.03*50
total invested=$256,451.50
total interest=$500,000-$256,451.50
total interest=$243,548.50
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Social Security payments, welfare payments, and veterans' payments that the government makes directly to households are called government public payments.
Social Security payments, welfare payments, and veterans' payments that the government makes directly to households are called government public transfer payments.
What are public transfer payments and what purpose do they serve?
A payment paid without any expectation of receiving current or future goods or services in exchange. Welfare payments, unemployment insurance benefits, and Social Security benefits are examples of government transfer payments. Taxes are regarded as transfers.
In what two ways does the government give out transfer payments?
Transfer payments are not included in the GDP calculation since they are not intended to compensate for economic production. Instead, transfer payments are viewed as income redistribution. Welfare programs and social insurance programs are two important categories of transfer payments
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Joyce is an accountant. Sarah, her hair stylist, cuts and perms her hair in exchange for having her taxes done. This is an example of an economic transaction that is NOT included in the national income and product accounts.
Joyce is an accountant. Sarah, her hair stylist, cuts and perms her hair in exchange for having her taxes done. This is an example of an economic transaction that is NOT included in the national income and product accounts. The given statement is true.
A transaction is a commercial enterprise event that has a financial impact on an entity's economic statements and is recorded as access in its accounting facts. Examples of transactions are as follows: Paying a supplier for services rendered or goods delivered.
Something transacted specifically an alternate or transfer of goods, offerings, or price range digital transactions. b transactions plural the frequently published document of the meeting of a society or association. 2a: an act, procedure, or example of transacting.
A cash transaction is the instant charge of coins for the purchase of an asset. a few marketplace stock transactions are taken into consideration coins transactions although the change might not accept a few days.
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who is ymca's target market?
who are ymca's end-users?
who are ymca's donors?
YMCA's target market is women.
YMCA's end-users are people of all ages.
YMCA's donors can be anyone.
A global youth organization with over 64 million beneficiaries in 120 countries, the YMCA (also referred to as the Y in certain regions) is headquartered in Geneva, Switzerland.
The Y not only offers fitness facilities to strengthen your body and mind, but it also gives you peace of mind by offering the best childcare available. The growth and development of your child's mental, physical, and emotional well-being can be significantly influenced by the correct childcare programs.
In 1844, a farmer-turned-department store employee and his pals met in industrial London to form the first YMCA, a haven for young men seeking safety from the dangers of the streets.
Yes, we are aware that the YMCA audience consists primarily of women between the ages of 35 and 55 who enjoy visiting the shore and who are interested in SUVs (example of X YMCA).
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