define subprime mortgages.​

Answers

Answer 1

Subprime mortgage, a type of home loan extended to individuals with poor, incomplete, or nonexistent credit histories. Because the borrowers in that case present a higher risk for lenders, subprime mortgages typically charge higher interest rates than standard (prime) mortgages

Answer 2
the provision of loans to people who may have difficulty maintaining the repayment schedule

Related Questions

what is a work bench​

Answers

Answer:

A workbench is a sturdy table at which manual work is done. They range from simple flat surfaces to very complex designs that may be considered tools in themselves. ... Almost all workbenches are rectangular in shape, often using the surface, corners and edges as flat/square and dimension standards.

something you sit on

when you go back to the house, do u wear shoes in your house ​

Answers

Answer:

No, i live in an asian household-

Explanation:

Among the ethical and social challenges facing operations managers are a. honoring community commitments b. maintaining a clean environment c. developing safe quality products d. providing a safe workplace e. all of the above

Answers

Answer:

e. all of the above

Explanation:

There are several ethical and social challenges that managers need to face today. As organizations are perceived as institutions that promote economic and social well-being and there is a greater demand for measures to protect the environment and society, organizations need to adapt their processes and make the work environment increasingly better, using management practices that promote continuous improvement and reduce productive impacts on the environment. There is a need for security in products, processes, the workplace, transparency in government actions and support for the local community. So it is correct to say that all the alternatives are correct.

Bridges and Lloyd, an accounting firm, provides consulting and tax planning services. For many years, the firm's total administrative cost (currently $250,000) has been allocated to services on the basis of billable hours to clients. A recent analysis found that 65% of the firm's billable hours to clients resulted from tax planning services, while 35% resulted from consulting services. The firm, contemplating a change to activity-based costing, has identified three components of administrative cost, as follows:
Staff Support $ 180,000
In-house computing charges 50,000
Miscellaneous office costs 20,000
Total $ 250,000
A recent analysis of staff support found a strong correlation between the number of staff personnel and the number of clients served (consulting, 20; tax planning, 60). In contrast, in-house computing and miscellaneous office cost varied directly with the number of computer hours logged and number of client transactions, respectively. Consulting consumed 30% of the firm's computer hours and had 20% of the total client transactions.
If Bridges and Lloyd switched from its current accounting method to an activity-based costing system, the amount of administrative cost chargeable to consulting services would:________.
a. decrease by $23,500.
b. change, but the amount cannot be determined based on the information presented.
c. increase by $23,500.
d. decrease by $32,500.
e. change by an amount other than those listed.

Answers

Answer:

Bridges and Lloyd

If Bridges and Lloyd switched from its current accounting method to an activity-based costing system, the amount of administrative cost chargeable to consulting services would:________.

d. decrease by $32,500.

Explanation:

a) Data and Calculations:

Total administrative cost = $250,000

Services                       Tax Planning       Consulting     Total

Traditional cost pool basis:

Billable hours to clients     65%                  35%             100%

Administrative costs     $162,500         $87,500        $250,000

Activity cost pool bases:

Client base                         80%                  20%             100%

Computer hours                70%                   30%             100%

Total client transactions    80%                  20%             100%

ABC Allocation:

Services                                              Tax Planning    Consulting

Staff Support                       $ 180,000    $144,000     $36,000

In-house computing charges 50,000        35,000        15,000

Miscellaneous office costs    20,000         16,000          4,000

Total                                  $ 250,000    $195,000      $55,000

                     Tax Planning       Consulting        Total

Traditional        $162,500          $87,500        $250,000

ABC system     $195,000          $55,000       $250,000

Difference         $32,500         -$32,500       $0

The following accounts and balances are taken from Anstett Company's adjusted trial balance:
Accounts Payable $10,000
Accounts Receivable 3,000
Accumulated Depreciation 1,800
Depreciation Expense 1,800
Dividends 2,000
Insurance Expense 2,300
Interest Revenue 1,340
Prepaid Insurance 2,320
Retained Earnings 10,100
Salary Expense 25,100
Service Revenue 37,800
What is the ending balance in Retained Earnings after the closing entries are completed?
A $15,720
B $20,040
C $18,240
D $18,040

Answers

Answer:

D. $18,040

Explanation:

Given the above information,

Total revenue = Interest revenue + Service revenue

= $1,340 + $37,800

= $39,140

Total expenses = Depreciation expense + Insurance expense + Salary expense

= $1,800 + $2,300 + $25,100

= $29,200

Net income = Total revenue - Total expenses

= $39,140 - $29,200

= $9,940

Therefore,

Ending retained earning balance = Beginning retained earnings + Net income - Dividends

= $10,100 + $9,940 - $2,000

= $18,040

California Company included the following items in its financial statements for ​, the current year​ (amounts in​ millions):
Payment of long-term debt ......$17,300 Dividends paid ...........$225
Proceeds from Issuance Net sales:
of common stock 8,425 Current year 35,000
Total liabilities: Preceding year 78,000
Current year-end 32,319 Net income:
Preceding year-end 38,039 Current year 9,011
Total stockholders' equity Preceding year 2,010
Current year-end 23,473 Operating income:
Preceding year-end 14,037 Current year 9.126
Long-term liabilities 6,665 Preceding year 4,004
Requirement:
Use DuPont Analysis to calculate ​'s return on assets and return on common equity during ​(the current​ year). The company has no preferred stock outstanding. Start by calculating the rate of return on total assets​ (ROA). Select the DuPont model formula needed and then enter the amounts to calculate ROA for 2018.

Answers

Answer:

3.83 %

Explanation:

Using the  DuPont model formula :

Return on Equity = Return on Assets x Assets / Equity

where,

Return on Assets  = Profit Margin x Total Assets Turnover

                               = (Net Income / Sales) x ( Sales / Total Assets)

                               = ( $9,011 / $35,000) x ($35,000 / 23,473 + 32,319)

                               = 2,57% x 0.627

                               = 1.61 %

Assets / Equity = ( 23,473 + 32,319) ÷ 23,473

                         = 2.38

therefore,

Return on Equity = 1.61 % x 2.38 = 3.83 %

Porter Plumbing's stock had a required return of 10.50% last year, when the risk-free rate was 5.50% and the market risk premium was 4.75%. Then an increase in investor risk aversion caused the market risk premium to rise by 2%. The risk-free rate and the firm's beta remain unchanged. What is the company's new required rate of return? (Hint: First calculate the beta, then find the required return.) Select the correct answer. a. 12.61% b. 11.71% c. 12.01% d. 12.31% e. 12.91%

Answers

Answer:

a. 12.61%

Explanation:

E(r)= Rf + B (Rm- Rf)

10.50% = 5.50% + B (4.75%)

10.50% - 5.50% = B * (4.75%)

5% / 4.75% = B

B = 1.0526

New required rate of return = 5.50% + 1.0526*(4.75%+2%)

New required rate of return = 5.50% + 1.0526*(0.0675)

New required rate of return = 5.50% + 7.11%

New required rate of return = 12.61%

As of December 31, 2021, Purdue Corporation reported the following: Cash dividends payable $ 29,000 Treasury stock 690,000 Paid-in capital—share repurchase 29,000 Common stock and other paid-in capital accounts 4,900,000 Retained earnings 3,900,000 During 2022, half of the treasury stock was resold for $258,000; net income was $690,000; cash dividends declared were $590,000; and small stock dividends declared and distributed were $418,000. What would shareholders' equity be as of December 31, 2022?

Answers

Answer:

$8,542,000

Explanation:

Stockholder's equity is computed as seen below;

Common stock and paid in capital

$4,900,000

Retained earnings

$3,900,000

Treasury stock

($258,000)

Total stockholder's equity

$8,542,000

Therefore the shareholder equity basis as of Dec 31 2022 is $8,542,000

Value Catering uses two measures of activity, jobs and meals, in the cost formulas in its budgets and performance reports. The cost formula for catering supplies is $500 per month plus $76 per job plus $14 per meal. A typical job involves serving a number of meals to guests at a corporate function or at a host's home. The company expected its activity in June to be 17 jobs and 147 meals, but the actual activity was 13 jobs and 144 meals. The actual cost for catering supplies in June was $3,340. The catering supplies in the planning budget for June would be closest to:

Answers

Answer:

$3,504

Explanation:

Catering supplies = $500 + $76 x j + $14 x m

where,

j = number of jobs in a month

m = number of meals in a month

therefore,

Planning budget for June, use the Actual number of jobs and meals into the formula (Actual Activity).

June Catering supplies = $500 + $76 x 13+ $14 x 144

                                       =  $3,504

Conclusion

The catering supplies in the planning budget for June would be closest to $3,504.

Fast Co. produces its product through two processing departments. Direct materials are added at the start of production in the Cutting department, and conversion costs are added evenly throughout each process. The company uses monthly reporting periods for its weighted-average process costing system. The Work in Process Inventory-Cutting account has a balance of $89,300 as of October 1, which consists of $18,600 of direct materials and $70,700 of conversion costs. During the month, the Cutting department incurred the following costs: Direct materials$141,150Conversion 915,400At the beginning of the month, 32,500 units were in process. During October, the company started 145,000 units and transferred 155,000 units to the Assembly department. At the end of the month, the Cutting department's work in process inventory consisted of 22,500 units that were 80% complete with respect to conversion costs.
Required:
1. Prepare the company's process cost summary for October using the weighted-average method.
2. Prepare the journal entry dated October 31 to transfer the cost of the completed units to finished goods inventory

Answers

Answer:

Part 1

Fast Co.

Process cost summary for October

Cost Summary :

Completed units to finished goods inventory = $1,023,000

Units in Ending Work In Process = $122,850

Part 2

Journal Entry to transfer the cost of the completed units to finished goods inventory

Debit  : Finished Goods $1,023,000

Credit : Assembly Department $1,023,000

Explanation:

It is important to note Fast Co.  uses  weighted-average method. This means we are only interested in the Equivalent units of units completed and transferred and units in Ending Work in Process.

Step 1 ; Calculate Equivalent Units of Production

Materials  = 155,000 x 100 % + 22,500 x 100 % = 177,500 units

Conversion Costs = 155,000 x 100 % + 22,500 x 80 % = 173,000 units

Step 2 : Calculate Total Cost of Materials and Conversion Cost

Materials = $18,600 + $141,150 = $159,750

Conversion Cost = $70,700 + $915,400 = $986,100

Step 3 : Calculate the Equivalent Cost per Unit

Materials = $159,750 ÷ 177,500 units = $0.90

Conversion Costs = $986,100 ÷ 173,000 units = $5.70

Total = $0.90 + $5.70 = $6.60

Step 4 : Cost of completed units to finished goods inventory

Completed units to finished goods inventory = $6.60 x 155,000 units

                                                                           = $1,023,000

Step 5 : Cost of units in Ending Work In Process

Units in Ending Work In Process = $0.90 x 22,500 + $5.70 x 18,000

                                                      = $122,850

You are the manager of a pizzeria that produces at a marginal cost of $6 per pizza. The pizzeria is a local monopoly near campus (there are no other restaurants or food stores within 500 miles). During the day, only students eat at your restaurant. In the evening, while students are studying, 3 faculty members eat there. If students have an elasticity of demand for pizzas of -4 and the faculty has an elasticity of demand of -2, what should your pricing policy be to maximize profits?

Answers

Answer:

since the price elasticity of demand for students is -4, the the price charged to them should be:

price = [-4 / (-4 + 1)] x $6 = (-4 / -3) x $6 = $8

since the price elasticity of demand for faculty is -2, the the price charged to them should be:

price = [-2 / (-2 + 1)] x $6 = (-2 / -1) x $6 = $12

Assume the single-factor model is applied to a security that has a negative factor beta. The security will: A) always have a positive rate of return. B) have an expected return greater than the risk-free rate. C) have an actual return that equals the risk-free rate. D) have an expected return equal to the market rate of return. E) have an actual rate of return that can be positive, negative, or zero.

Answers

Answer: E) have an actual rate of return that can be positive, negative, or zero.

Explanation:

When a single factor model like the Capital Asset Pricing Model is applied to a security with a negative beta, the returns shown could be negative, positive or even zero depending on the risk free rate and the market rate.

CAPM uses the aforementioned risk free rate, the market rate and the beta to calculate returns. The size of these variables could result in a return that is either negative, positive or zero.

For instance:

Beta = -1, Rf = 4%, Market rate = 7%

Return = 4% - 1 * ( 7% - 4%)

= 4% - 3%

= 1%

A positive return yet beta is negative. Return can change signs or be zero if figures are tweaked.

define liquidity economics.​

Answers

Answer:

Liquidity refers to the ease with which an asset, or security, can be converted into ready cash without affecting its market price. Cash is the most liquid of assets while tangible items are less liquid. The two main types of liquidity include market liquidity and accounting liquidity.

The Bloomfield Corporation sells three items of inventory: rulers, mechanical pencils, and notebooks. The company begins operations on April 1, 2017 by purchasing 100 rulers at $6 each; 70 mechanical pencils at $8 each; and 120 notebooks at $7 each. Using the information above, calculate the book value (i.e., balance sheet value) of the three categories of inventory that Bloomfield would report as of April 1, 2017. Rulers: Pencils: Notebooks: Total: Now assume that Bloomfield incurs the following additional expenditures to acquire the inventory on April 1, 2017: The 100 rulers have a flat shipping fee of $15. The mechanical pencils are imported; each unit is subject to an import duty of $0.50. The notebooks ship with a flat fee of $12 plus $0.10 per unit. Re-calculate the book value of the three inventory categories as of April 1, 2017, taking into account the additional expenditures noted above.

Answers

Answer:

             Value of inventories

1. Rulers = 100*$6 =             $600

2. Pencils = 70*$8 =            $560

3. Notebooks = 120*$7 =    $840

Total                                     $2,000

Value of inventories after additional information

1. Rulers = [(100*$6) + $15] =                               $615

2. Pencils = (70*$8) + (70*$0.50) =                    $595

3. Notebooks= (120*$7) + $12 + (120*$0.10)      $864

Total                                                                     $2,074

The value carried by the inventories would be as follows:

1. Rulers [tex]= 100[/tex] × $[tex]6[/tex]       [tex]=[/tex]       $[tex]600[/tex]

2. Pencils [tex]= 70[/tex] × $[tex]8[/tex]          [tex]=[/tex]       $[tex]560[/tex]

3. Notebooks [tex]= 120[/tex] × $[tex]7[/tex]  [tex]=[/tex]        $[tex]840[/tex]

    Total                                    $[tex]2,000[/tex]

What is a Balance Sheet?

A Balance sheet is described as the sum up of the equity, assets, as well as liabilities held by an organization at the end of a year.

The valuation or the cost of inventories post the addition would be as follows:

1. Rulers [tex]= 100[/tex] × $[tex]6[/tex] + $[tex]15[/tex]      [tex]=[/tex]       $[tex]615[/tex]

2. Pencils [tex]= 70[/tex] × $[tex]8[/tex] [tex]+ (70[/tex] × [tex]0.50)[/tex] [tex]=[/tex]  $[tex]595[/tex]

3. Notebooks [tex]= 120[/tex] × $[tex]7[/tex] + [tex]$12 + (120[/tex] × [tex]$0.10)[/tex] [tex]=[/tex]  $[tex]864[/tex]

    Total                                    $[tex]2074[/tex]

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Sheridan Incorporated factored $133,800 of accounts receivable with Skysong Factors Inc. on a without-recourse basis. Skysong assesses a 2% finance charge of the amount of accounts receivable and retains an amount equal to 6% of accounts receivable for possible adjustments. Prepare the journal entry for Sheridan Incorporated and Skysong Factors to record the factoring of the accounts receivable to Skysong. (If no entry is required, select "No Entry" for the account titles and enter 0 for the amounts. Credit account titles are automatically indented when the amount is entered. Do not indent manually.)

Answers

Answer:

Sheridan Incorporated journal entry

Dr Cash 123,096

Dr Loss on sale receivables 2,676

Dr Due from factor 8,028

Cr Account receivable $133,800

Skysong Factors journal entry

Dr Account receivable 133,800

Cr Due to customer 8,028

Cr Interest revenue 2,676

Cr Cash 123,096

Explanation:

Preparation of the journal entry for Sheridan Incorporated and Skysong Factors to record the factoring of the accounts receivable to Skysong

Sheridan Incorporated journal entry

Dr Cash 123,096

(133,800-2,676-8,028)

Dr Loss on sale receivables 2,676

(2%*$133,800)

Dr Due from factor 8,028

(6%*$133,800)

Cr Account receivable $133,800

Skysong Factors journal entry

Dr Account receivable 133,800

Cr Due to customer 8,028

(6%*$133,800)

Cr Interest revenue 2,676

(2%*$133,800)

Cr Cash 123,096

(133,800-2,676-8,028)

define futures contract.​

Answers

Answer: an agreement traded on an organized exchange to buy or sell assets, especially commodities or shares, at a fixed price but to be delivered and paid for later.

Explanation:

A futures contract is a legal agreement to buy or sell a particular commodity asset, or security at a predetermined price at a specified time in the future. Futures contracts are standardized for quality and quantity to facilitate trading on a futures exchange

DT Motors paid its first annual dividend yesterday in the amount of $4.75 a share. The company plans to increase the dividend at a rate of 20 percent per year for the next 3 years. Thereafter, the dividend is expected to grow at 3.50 percent per year indefinitely. What is the amount of the dividend that is expected to be paid 11 years from now (D11 )

Answers

Answer:

$9.52

Explanation:

Calculation for the amount of the dividend that is expected to be paid 11 years from now (D11 )

D11 = 4.75(1.20)3(1.035)8

D11= $9.52

Therefore the amount of the dividend that is expected to be paid 11 years from now (D11 ) is $9.52

true or false. the demand curve for the product of a monopolist is the same as the demand curve for the industry.​

Answers

The answer should be true
Ans:The answer is true

Which of the following statements describes the cost of capital?
A. The interest rate the bank charges its best customers.
B. The internal rate of return on investments.
C. The maximum acceptable rate of return on investments.
D. The minimum rate of return on investments.

Answers

Answer: The minimum rate of return on investments.

Explanation:

The cost of capital simply refers to the particular rate of return that a certain company expects to get from a certain investment that it does.

The cost of capital is the minimum rate of return which must be earned by a certain business before the generation of value.

The cost of capital therefore is the minimum rate of return on investments. It is the return which a company is expected to pay both the creditors and also the investors.

John is 63 years old, owns his house, and is a little bit anxious about whether
he has enough money for retirement. He is considering borrowing $20,000
against his home to invest in a series of aggressive growth sock mutual funds.
The track record for these funds over the last three years has been an average
growth rate of 21.2%. The interest rate on the loan would only be 7.5%. Should
john do this to help with his retirement?

Answers

Answer:

yes

Explanation:

John makes more money per year with the growth stock mutal funds

It will be an wise decision to borrow $20,000 against his home to invest in a series of aggressive growth sock mutual funds.

What is a wise investment decision?

This involve making decision that seems abnormal but are quite effective in the long-run.

Hence, it is a wise decision for John for his retirement if he $20,000 against his home to invest in a series of aggressive growth sock mutual funds because the high rate of the mutual fund will offset the loan interest rate.

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The BX11160 company has provided its contribution format income statement for a given month. Sales (8,000 units) $ 440,000 Variable expenses 280,000 Contribution margin 160,000 Fixed expenses 103,500 Net operating income $ 56,500 If the BX11160 company sells 7,900 units next month, how much would its net operating income expected to be next month? (Do not round intermediate calculations.)

Answers

Answer:

Net operating income= $48,500

Explanation:

First, we need to calculate the unitary contribution margin:

Unitary contribution margin= 160,000 / 8,000

unitary contribution margin= $20

Now, the net income for 7,600 units:

Contribution margin= 7,600*20= 152,000

Fixed expenses= (103,500)

Net operating income= $48,500

Bauerly Co. owned 70% of the voting common stock of Devin Co. During 2017, Devin made frequent sales of inventory to Bauerly. There was deferred intra-entity gross profit of $40,000 in the beginning inventory and $25,000 of intra-entity gross profit at the end of the year. Devin reported net income of $137,000 for 2017. Bauerly decided to use the equity method to account for the investment. Assuming there are no excess amortizations associated with the consolidation, and no other intra-entity asset transfers, what is the net income attributable to the noncontrolling interest for 2017

Answers

Answer:

$36,600

Explanation:

Calculation for the net income attributable to the noncontrolling interest for 2017

First step is to calculate the Intra-Entity Gain on Transfer That Is Deferred

Intra-Entity Gain on Transfer That Is Deferred=Sales Price $40,000 - BV $25,000 =

Intra-Entity Gain on Transfer That Is Deferred=$15,000

Second step is to calculate the Adjusted Subsidiary Net Income

Adjusted Subsidiary Net Income =Subsidiary's Net Income $ 137,000 - Deferred Intra-Entity Gain on Transfer $15,000

Adjusted Subsidiary Net Income =$122,000

Now let calculate the Noncontrolling Interest in Net Income

Noncontrolling Interest in Net Income = $122,000 × 30% Ownership Interest in Subsidiary

Noncontrolling Interest in Net Income = $36,600

Therefore the net income attributable to the noncontrolling interest for 2017 is $36,600

On December 31, 2017, Extreme Fitness has adjusted balances of $980,000 in Accounts Receivable and $91,000 in Allowance for Doubtful Accounts. On January 2, 2018, the company learns that certain customer accounts are not collectible, so management authorizes a write-off of these accounts totaling $28,000. What amount would the company report as its net accounts receivable on December 31, 2017

Answers

Answer:

Account receivable = $889,000

Explanation:

The company would record as net receivables, the total amount on accounts receivable less total amount on the allowance for uncollectible account.

The above means that the balance would represent the amount of credit that has gone bad hence the value represent balance on net receivable account.

Therefore,

Accounts receivable

= Adjusted balance in accounts receivable - Allowance for doubtful account

= $980,000 - $91,000

= $889,000

Which of the following statements is correct regarding compensation expense for employers in publicly traded corporations?
a. Companies are only allowed to pay compensation of $1 million each to the top four executives.
b. The tax deductible compensation is limited to $2 million for the CEO and $1 million for the next four most highly paid employees.
c. Most performance-based compensation contracts in effect on November 2, 2017 are excluded from the limit.
d. Deductible compensation expense must be considered reasonable under the facts and circumstances of the employment.

Answers

Answer:

d. Deductible compensation expense must be considered reasonable under the facts and circumstances of the employment.

Explanation:

Elon Musks collected billions of dollars due to the excellent performance of Tesla's stocks. The compensation awarded to the CEO, CFO and maximum three other executives must be reasonable. Performance based compensation is not limited in an amount, instead they are limited on the number of people that receive them.

The following costs related to Wintertime Company for a relevant range of up to 20,000 units annually: Variable Costs: Direct materials $2.50 Direct labor 0.75 Manufacturing Overhead 1.25 Selling and administrative 1.50 Fixed Costs: Manufacturing overhead $10,000 Selling and Administrative 5,000 The selling price per unit of product is $15.00. At a sales volume of 15,000 units, what is the total profit for Wintertime Company

Answers

Answer:

$120,000

Explanation:

The total profit for Winter company is computed as seen below

($15 × 15,000 units) - [$10,000 + $5,000(($2.50 + $0.75 + $1.25 + $1.50)15,000)]

= $225,000 - [$5,000 + ($6 × 15,000)]

= $225,0000 - $105,000

= $120,000

A company deposits all cash receipts on the day they are received and makes all cash payments by check. The company's June bank statement shows $24,861 on deposit in the bank. The comparison of the bank statement to its cash account revealed the following: Deposit in transit 2,750 Outstanding checks 1,188 Additionally, a $35 check written and recorded by the company was incorrectly recorded by the bank as a $53 deduction. The adjusted cash balance per the bank records should be:

Answers

Answer: $26441

Explanation:

Balance As per bank statement = $24861

Add: deposit in transit = $2750

Less: Outstanding checks = $1188

Add: Recording error = ($53 - $35) = $18

Adjusted cash balance = $26441

Abbot Inc. is considering the following investment opportunities. Required Compute the future value under each of the investment options. Round interest rate percentages to two decimal places in your calculations (for example, enter .0063 for .6333333%). Round final answer to the nearest whole dollar (for example, enter final answer 2,556 for 2,555.5678). Do not use a negative sign with your answers. Annual Interest Term Future Investment Compounding Rate Cost (Years) Value Investment A Semiannually 6% $50,000 5 $ 67,196 Investment B Quarterly 8% 60,000 10 132,482 Investment C Monthly 10% 40,000 8 88,727 X Investment D Monthly 5% 80,000 10 131,761 x

Answers

Answer:

$ 67,196

$132482

$88,727

$131,761

Explanation:

The formula for calculating future value:

FV = P (1 + r/m)^mn

FV = Future value  

P = Present value  

R = interest rate  

N = number of years  

m =number of compounding

$50,000 x ( 1 + 0.06/2)^10 = $67,196

$60,000 x ( 1 + 0.08/4)^40 = $132,482

$40,000 x (1 + 0.1/12)^96 = $88,727

$80,000 x ( 1 + 0.05 /12) ^120 = $131,761

On January 1, 2016, Rapid Airlines issued $200 million of its 8% bonds for $184 million. The bonds were priced to yield 10%. Interest is payable semiannually on June 30 and December 31. Rapid Airlines records interest at the effective rate and elected the option to report these bonds at their fair value. On December 31, 2016, the fair value of the bonds was $188 million as determined by their market value in the over-the-counter market. Rapid determined that $1,000,000 of the increase in fair value was due to a decline in general interest rates.
Required:
1. Prepare the journal entry to record interest on June 30, 2016 (the first interest payment).
2. Prepare the journal entry to record interest on December 31, 2016 (the second interest payment).
3. Prepare the journal entry to adjust the bonds to their fair value for presentation in the December 31, 2016, balance sheet.

Answers

Answer:

1. June 30, 2016

Dr Interest expense $9.2 million

Cr Discount on bonds payable $1.2million

Cr Cash $8 million

2. December 31, 2016

Dr Interest payment $9.26 million

Cr Discount on bonds payable $1.26million

Cr Cash $8 million

3. December 31, 2016

Dr Unrealized holding loss NI $1,000,000

Dr Unrealized holding loss OCI $5.46

Cr Fair value adjustment $6.46 million

Explanation:

1. Preparation of the journal entry to record interest on June 30, 2016

June 30, 2016

Dr Interest expense $9.2 million

( $184 million*10%2)

Cr Discount on bonds payable $1.2million

($9.2 million-$8 million)

Cr Cash $8 million

($200 million *8% /2)

(Being to record first interest payment)

2. Preparation of the journal entry to record interest on December 31, 2016

December 31, 2016

Dr Interest payment $9.26 million

( $184 million+$1.2million*10%2)

Cr Discount on bonds payable $1.26million

($9.26 million-$8 million)

Cr Cash $8 million

($200 million *8% /2)

(Being to record second interest payment)

3. Preparation of the journal entry to adjust the bonds to their fair value for presentation in the December 31, 2016, balance sheet.

Dr Unrealized holding loss NI $1,000,000

Dr Unrealized holding loss OCI $5.46

($6.46 million-$1,000,000)

Cr Fair value adjustment $6.46 million

($188 million-$184 million+$1.2million+$1.26million)

(Being tl adjust the bonds to fair value)

On January 1, Smith Industries leased equipment to a customer for a four-year period, at which time possession of the leased asset will revert back to Smith. The equipment cost Smith $425,000 and has an expected useful life of six years. Its normal sales price is $425,000. The residual value after four years is $100,000. Lease payments are due on December 31 of each year, beginning with the first payment at the end of the first year. The interest rate is 8%. Calculate the amount of the annual lease payments. (Round your answer to the nearest whole dollar.)

Answers

Answer:

The amount of the annual lease payments is $98,124.

Explanation:

This can be calculated using the formula for calculating loan amortization as follows:

P = (A * (r * (1 + r)^n)) / (((1+r)^n) - 1) .................................... (1)

Where,

P = Annual lease payments = ?

A = Amount to be recovered through periodic lease payments = Equipment cost - Residual value = $425,000 - $100,000 = $325,000

r = interest rate = 8%, or 0.08

n = Number of years of lease term  = 4

Substituting all the figures into equation (1), we have:

P = ($325,000 * (0.08 * (1 + 0.08)^4)) / (((1+0.08)^4) - 1)

P = $98,124.2614475627

Rounding to the nearest whole dollar as required, we have:

P = $98,124

Therefore, the amount of the annual lease payments is $98,124.

Slepoy Company opened a new flower store and completed the following transactions during September:1. Shareholders invested $80,000 cash in exchange for common stock.2. Purchased a delivery truck for $14,000 by making a $2,000 down payment, and signed a note payable for the balance.3.Purchased $3,400 of flowers on account. Paid $3,200 of the balance during the month. 4. Paid $1,200 for rent and wages.5. Paid $2,400 for advertisements to be placed in the local newspaper for the month of October.How much will Flowers Co. report on its balance sheet as Total Assets on September 30

Answers

Answer:

$200

Explanation:

Flowers Co. report on its balance sheet Total Assets of $200 on September 30.

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