The bureau of the consumer protection that has to help Haley is the Federal Trade Commission.
What is the Federal Trade Commission?
This is the name that is used to refer to the bureau of consumer protection in the United States that helps tp protect the consumers in the nation from fraudulent practices.
The bureau is known for the fact that it helps to enforce antitrust laws in the nation. Another thing that the bureau helps to do is to ensure that the people are protected based on finance.
Hence this is the agency that Haley would have to report this issue to.
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Nina and rob prepaid some of their interest to their lender when financing their new home. what's this called?
If Nina and rob prepaid some of their interest to their lender when financing their new home, This is called buydown.
What is buydown?
Buydown can be defined as the process in which a mortgage borrower plan to acquire an interest that is lower by paying prepaid interest or fee.
Hence, Nina and rob are using mortgage financing strategy which is why they prepaid some of their interest to their lender so as to have lower interest.
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A exchange is used to swap goods and services for other goods and services through the use of trade credits.
A barter exchange is used to swap goods and services for other goods and services through the use of trade credits.
What is a barter exchange?A barter exchange is a firm or an institution, whose members trade with one another to exchange goods or services. Bartering is the exchange of material goods or services for other objects or services,
In a barter system, goods and services are exchanged for other goods and services without making use of any medium of exchange such as money.
Again, in a barter system, participants in a transaction directly exchange goods or services without the use of money, hence the oldest form of trade.
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Pete owns a farm that sells wheat in a purely competitive market. the firm’s demand curve is a ________.
Pete owns a farm that sells wheat in a purely competitive market. the firm’s demand curve is a horizontal line.
The demand curve, in economics, is a graphic illustration of the relationship between product rate and the quantity of the product demanded. it's far drawn with fee at the vertical axis of the graph and amount demanded on the horizontal axis.
In economics, a call for curve is a graph depicting the connection between the price of a certain commodity and the amount of that commodity this is demanded at that charge. call for curves may be used either for the price-amount dating for an character customer, or for all consumers in a specific market.
As described above, the general shape of a call for curve is that it is downward sloping. The call for curve for maximum, if now not all, goods conform to this principle. There may be rare examples of goods that have an upward-sloping call for curves. A great whose demand curve has an upward slope is referred to as a Giffen top.
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Greg has started a small grass cutting business. When is he expected to pay income tax on his earnings?
Answer:
honestly not sure
Explanation:
i just need points
Maximizing local profit or minimizing cost in a supply chain is best described as?
When a company engages in maximizing local profit or minimizing cost in a supply chain, this can best be described as local optimization.
What is local optimization?This refers to a when a company acts to gain competitive advantage in a local supply chain.
To do this, the company would need to maximize the profits it gets locally while minimizing the costs of running a supply chain.
When this happens, the company can be said to have achieved local optimization because they have found the optimal solution to getting more profit at less cost in the local area that they were focusing on.
In conclusion, this is local optimization.
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Which of the following factors will be important in the selection of a site for a production facility
The factors to consider in the selection of a site for the production facility are as follows:
Labor costs
Proximity of Raw material
Access to transportation
What is Labor?Labor are the workers hired by an organization to carry out work they are not literate much and are paid wages, on weekly or daily basis. They are paid hourly or by piece rate.
Labor cost is essential as the labor will be working on the site, Raw material can also be required to work with and finally the transportation of the goods needs to be accessible.
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Q8. buyco., an online retailer , knows it needs to create a culture of privacy. what is the first step the company should take?
To create a culture of privacy, the first step a company must take is to implement privacy in all organizational processes, including systems and technologies.
What is the culture of privacy?It is the governance of data in a private and secure way, generating reliability in organizational processes, increasing legislative compliance and the relationship with stakeholders, who feel safer with personal data protection strategies.
Therefore, the culture of privacy is relevant in the digital age, as information security is one of the main challenges today.
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Consider the monopolistically competitive market structure, which has some features of a competitive market and some features of a monopoly. Complete the following table by indicating if each attribute characterizes a competitive market, a monopolistically competitive market, both, or neither. Check all that apply.
The characteristics of a competitive market, and a monopolistically competitive market are:
Price is equal to marginal cost - competitive market,Easy entry and exit - both Few sellers - neither Homogeneous product - competitive market,How are competitive and monopolistically competitive markets related?Both competitive and monopolistically competitive markets are easy to enter and exit from but only competitive markets have their pruice equal to their marginal cost.
The goods in a monopolistically competitive market is slightly variated while those in competive markets are homogenous.
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You are working with an experienced Customer Service Representative to board a busy flight on a tight timeline. You notice that your team member is not following the safety policies and procedures associated with the jet bridge operation. You want to say something, but your team member has worked here much longer than you. How would you handle this situation
If your team member has worked here much longer than you then the situation can be handled by calling your team attention to the dangers attached to not following the safety rules in a calm and friendly way.
Who is customer service representative?
Customer service Representative relates directly with customers, they ensure they are comfortable when they come to them by providing necessary service the customer will need and also ensure good sales.
The rep should handle the situation by pointing their attention to the danger attached to not following the safety rules in a very friendly manner and could also have a superior informed that could help guide them.
Therefore,
If your team member has worked here much longer than you then the situation can be handled by calling your team attention to the dangers attached to not following the safety rules in a calm and friendly way.
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Factors that create issues for entrepreneurs by hindering international business are known as?
Factors that create issues for entrepreneurs by hindering international business are known as trade barriers.
What are trade barrier?
Trade limitations are imposed by the government on global trade. The theory of comparative advantage claims that trade restrictions harm the global economy and reduce overall economic efficiency.
Natural barriers, such distance and language barriers, tariff barriers, or levies on imported goods, and nontariff barriers are the three main obstacles to international trade. Exchange restrictions, buy-national policies, import limits, and embargoes are examples of nontariff trade barriers.
Trade barriers are the impediments that governments erect to restrict free trade between national economies. Thus, trade restrictions are simply interventions in markets that happen to be global.
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A flier outside a community center states that an organization is accepting charitable donations of clothing for families whose homes are damaged by weather. Which action is likely one role of this organization
The action that is likely one role of this charity organization is providing jackets during snowstorms.
Charity organizations can be regarded as those organizations that are devoted to providing help to humanity without expecting any reward from the government.
Therefore, in the case above where people donated clothing for families whose homes are damaged by weather, it is the function of that organization to make the clothes to get to the victims.
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suppose the price of gasoline increases and that sport utility vehicles get poor gas mileage compared to other availble cars. One would expect
Suppose the price of gasoline increases and that sport utility vehicles get poor gas mileage compared to other available cars. One would expect "the demand for sport utility vehicles to decrease".
What is increase in demand?A rise in demand indicates that consumers intend to buy more of the product at all cost ranges.
The demand for a good increases or decreases depending on several factor. Some are given below-
Price of Product: Lower prices increase demand, while higher prices decrease it. This is a result of consumer satisfaction levels. There won't be much demand for your product if people can't afford it.Tastes and Preferences: Families and lone shoppers have very diverse tastes. A family is more likely to buy kid-friendly items than a single person, who often solely buys items for themselves.Consumer’s Income: Consumers tend to spend more money and make more purchases as their wealth increases. Wealthier groups not only purchase more frequently, but they also favor more expensive, high-quality goods.Availability of substitutes: Regardless of what you sell, there will always be rival businesses. You must be aware of your rivals since, if you're not careful, they could reduce your market share.To know more about the factor that influences demand, here
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On April 1, Garcia Publishing Company received $30,780 from Otisco, Incorporated for 36-month subscriptions to several different magazines. The company credited Unearned Revenue for the amount received and the subscriptions started immediately. Assuming adjustments are only made at year-end, what is the adjusting entry that should be recorded by Garcia Publishing Company on December 31 of the first year
Based on the total amount that Garcia Publishing received from Otisco, the adjusting entry that Garcia Publishing will record at year end is debit Unearned fees $7,695 ; credit fees earned $7,695
What amount would be recorded at year end?First, find the monthly subscription:
= 30,780 / 36
= $855
From the month of April till December is 9 months which means the amount to be recognized is:
= 855 x 9
= $7,695
The Unearned fees will then be debited by $7,695 to show that some of the subscription for the year is being recognized.
The fees earned account will be credited like it normally would when revenue comes in from subscriptions.
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Acme Manufacturing Company prepared a fixed budget based on the expected sales of 160,000 units. That fixed budget included variable costs totaling $800,000 and fixed costs totaling $240,000. If the company instead uses flexible budgeting and actually sells 200,000 units during the year, what are the amounts that will be included in its flexible budget performance report for total variable costs and total fixed costs?
If Acme Manufacturing Company uses flexible budgeting and actually sells 200,000 units during the period, these amounts will be included in its flexible budget performance report:
Variable costs = $1,000,000
Fixed costs = $240,000
What is a flexible budget?A flexible budget adjusts the budget according to the activity or volume levels of the company.
For instance, if the total variable costs is $800,000 with expected sales of 160,000 but the actual sales equal 200,000, the flexible budget will be adjusted to $1,000,000 ($800,000/160,000 x 200,000).
Data and Calculations:Expected sales = 160,000 units
Fixed Budget Figures:
Total variable costs = $800,000
Total fixed costs = $240,000
Flexible Budget Figures:
Total variable costs = $1,000,000 ($800,000/160,000 x 200,000)
Total fixed costs = $240,000
Thus, the flexible budget will still maintain the total fixed costs since they do not vary according to the volume level, within the relevant range.
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The monetary policy tool whereby the Federal Reserve buys and sells government bonds is called: the discount rate. open-market operations. reserve requirements. moral suasion.
The monetary policy tool whereby the Federal Reserve buys and sells government bonds is called (B) open-market operations.
What are open-market operations?An open market operation (OMO) is a macroeconomic activity in which a central bank provides (or withdraws) liquidity in its currency to (or from) a bank or group of banks.Open-market operations are the monetary policy tool through which the Federal Reserve buys and sells government bonds.The central bank can either buy or sell government bonds (or other financial assets) in the open market (hence the name) or, in what is now the preferred solution, enter into a repo or secured lending transaction with a commercial bank.The central bank gives the money as a deposit for a defined period while simultaneously taking an eligible asset as collateral.As the definition says, open-market operations are the monetary policy tool through which the Federal Reserve buys and sells government bonds.
Therefore, the monetary policy tool whereby the Federal Reserve buys and sells government bonds is called (B) open-market operations.
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Complete question:
The monetary policy tool whereby the Federal Reserve buys and sells government bonds is called:
(A) the discount rate.
(B) open-market operations.
(C) reserve requirements.
(D) moral suasion.
Which type of sales promotion tactic is the distribution of free food products to customers at costco?
Sampling is a type of sales promotion tactic is the distribution of free food products to customers at cost by the company.
Product sampling is a term used in the retail chains. It relates to marketing. It makes part of the in-store marketing, and it is one of the most famous sale promotion tools.
A sample is a promotion of sales in which a small amount of a product that is held for sale is given to consumers just to try. Samples encourage more and more trial and an increases the awareness of the product.
The idea as well as the motive behind giving away samples is to attract more people to buy a product. Sampling is an expensive strategy, but still it is usually very effective for food products.
People usually try the product and the person who is providing the samples tells the consumers about the product's characteristics, and mentions any special pricing or offers for the product and consumer if satisfied do purchase the product.
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Which of the theories or models below proposes that people make decisions based on internal factors, such as knowledge and confidence, and external factors, such as physical environment and social approval
Social cognitive theory is the theories or models below that propose that people make decisions based on internal factors, such as knowledge and confidence, and external factors, such as physical environment and social approval.
Knowledge is knowing and focusing on something. It refers to the facts, records, capabilities, and information acquired thru gaining knowledge of and reviews in life.
Knowledge is an abstract concept with no reference to the tangible international. it's far a totally powerful concept, yet it has no clear definition to this point.
An example of knowledge is having the ability to find a location. An example of knowledge is remembering details about an event.
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Procter & gamble has fickle customers and needs to rapidly innovate new products. it benefits from implementing:______.
a) a functional organization, where specialists can improve their skills.
b) a matrix organization to manage a wide variety of demographic-specific products or services.
c) a geographic organization for lower transportation and distribution costs.
Option (B) is a matrix organization to manage a wide variety of demographic-specific products or services.
Procter & Gamble Co (P & G) is a consumer goods manufacturer and distributor. The company's products include conditioners, shampoos, male and female blades, and razors, toothbrushes, toothpaste, dishwashing liquids, cleaning agents, surface cleaners, and air purifiers.
Procter & Gamble is not owned by a hedge fund. The company's largest shareholder is The Vanguard Group, Inc., which holds an 8.9% stake. BlackRock, Inc. holds 6.6% and 4.4% of the outstanding shares. And State Street Global Advisors
Procter & Gamble has been controversial in recent years. The osteoporosis and bone loss drug Actonel, which was co-marketed with Sanofi-Aventis, caused side effects in many patients.
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what are the differentiates between needs and wants
A business, but not an individual person, can be deemed liable for monopolizing or attempting to monopolize trade or commerce in violation of the antitrust laws. Group of answer choices True False
Answer: True
Explanation:
Strickland Corporation has invested in debt securities. Strickland intends to actively buy and sell this investment for profit. This investment is classified as:
The answer is trading security.
A corporation that trades securities buys them with the intention of making a quick profit.
Companies will only invest if they think there is a good chance they will be compensated for the risk they are taking because they do not intend to hold such securities for an extended period of time.
If a corporation finds an undervalued security and wishes to take advantage of the chance, it may decide to speculate on various debt or equity assets.
Debt securities and equity securities are both included in the category of securities known as trading securities.
Hence, in the given case where Strickland Corporation has invested in debt securities. Strickland intends to actively buy and sell this investment for profit. This investment is classified as trading security.
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In the context of the Rocket Model, teams with low levels of buy-in have team members who believe in what the team is trying to accomplish and will enthusiastically put forth the effort needed to complete their assigned tasks and make the team successful.
The answer is False because the team them have low levels of buy-in they will not effort to complete the assigned task as stated.
See the explanation bellow
Why a low-level buy-in will not give the desired effort to compete in a Task?Although it is clear as to why the team who does not believe in an idea will not give maximum effort or not give effort at all to see that a task gets completed.
This is because they do not believe in the Idea at first, and they consider it a waste of time and resources even if it works because it will not scale anyways
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When a country imposes tariffs, it is likely to cause
increased quantities of imports.
higher prices for the import-competing goods both domestically and abroad.
lower prices for domestic production.
less expensive exports.
Answer:
lower prices for domestic production
Explanation:
tariffs means
more tax on imports so
imports would be more expensive
A. increased quantities of imports?
if imports are more expensive because of tariffs and
if people buy less
then there would NOT be
increased quantities of imports
because they are more expensive
B. higher prices for the import-competing goods both domestically and abroad?
import-competing (domestic) goods would be cheaper
C. lower prices for domestic production?
yes domestic production would be cheaper
D. less expensive exports?
only if other countries don't put tariffs on them themselves
When a country imposes tariffs, it is likely to cause: Higher prices for the import-competing goods. Tariffs tend to reduce the volume of imports by: Making them more expensive to domestic consumers.
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What is the minimum cost of crashing the following project that roger solano manages at slippery rock university by 4 days?.
Answer:
The minimum cost of crashing the project that Roger Solano manages at Slippery Rock University by 4 days is $1100
Explanation:
The critical path of the project = Longest path of the project = CE
= 4 + 8
= 12 days
Other Paths = AD
= 6 + 5
= 11 days
In order to reduce project time by 4 days , we need to crash
C by 1 day,
E by 3 days
A by 1 day
D by 2 days
so as to have the total project duration be 8 days
Cost of crashing = Crashing cost of A, C, D, and E
= (1000 - 900) + (600 - 500) + (1200 - 900) + (1600-1000)
= 100 + 100 + 300 + 600
= $1100
To determine the minimum cost of crashing a project, we would need more information about the specific project's details, such as its critical path, activities, durations, and crash costs.
When it comes to project management, "crashing" is the practice of shortening project timelines by allocating more resources to critical tasks. This speeds up project completion but usually results in higher costs due to the additional resources required.
Key path operations of the project, their duration, additional resources required and their associated costs are some of the variables that affect the minimum cost of crashing the project for four days. Without this precise information it is impossible to give an accurate estimate of the minimum cost to eliminate the project led by Roger Solano at Slippery Rock University.
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On the Cartesian plane, the midpoint between two points $A(a,b)$ and $B(c,d)$ is $M(m,n)$. If $A$ is moved vertically upwards 20 units and horizontally to the right 14 units, and $B$ is moved vertically downwards 4 units and horizontally to the left 2 units, then the new midpoint between $A$ and $B$ is $M'$. What is the distance between $M$ and $M'$
The distance between M and M' is 10 units.
What is a cartesian plane?Cartesian Plane is a two-dimensional plane in the cartesian coordinate system. Rene Descartes designed the cartesian plane in the 17th century. The most important property of a cartesian plane is that it connects two branches of mathematics: Euclidean Geometry and Algebra.To find the distance between M and M', calculate as follows:
Let,
[tex]M=[\frac{(a+c)}{2},\frac{(b+d)}{2} ]=(m,n)\\A'=(a+14,b+20); B' =(c-2,d-4)\\M'=[\frac{(a+c)+12}{2},\frac{(b+d)+16}{2}=(m+6,n+8)\\\sqrt{[(m+6-m)^{2} +(n=8-n)^{2} } =\sqrt{[6^{2} +8^{2} ]} =\sqrt{36+64} =\sqrt[]{100}\\\sqrt[]{100} =10[/tex]
Therefore, the distance between M and M' is 10 units.
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When an institution wishes to take a large position in a municipal bond issue but does not want its activities to be well known, it will generally make use of
When an institution wishes to take a large position in a municipal bond issue but does not want its activities to be well known, it will generally make use of: A municipal securities broker's broker.
An institution is a large important organization such as a university, church, or bank. An institution is a social structure in which people cooperate and which influences the behavior of people and the way they live.
institutions include the family, education, government, religion, and the economy. Institutions contribute to stability, especially in times of uncertainty, and help anchor expectations.
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In an amortized mortgage, the monthly payment is the same each month. The part used to pay the principal increases each month, while the amount going toward interest ______.
In an amortized mortgage, the monthly payment is the same each month. The part used to pay the principal increases each month, while the amount going toward interest decreases.
What is a mortgage?These are loans granted by banks or a specialized mortgage to borrowers who intends buying a house.
Amortization is a repayment feature of loans with equal monthly payments and a fixed end date. Mortgages are amortized, and so are auto loans.
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When manufacturing overhead costs are assigned to production in a process cost system, they are debited to.
When manufacturing overhead costs are assigned to production in a process cost system, they are debited to a work in process account.
What Is a Work-in-Progress (WIP)?
Production and supply-chain management terms for partially finished goods that are awaiting completion include "work-in-progress" (WIP). Raw materials, labor, and overhead expenses expended for goods that are in different phases of manufacturing are referred to as "work in progress," or WIP.
On the balance sheet, WIP is a part of the asset account for inventory. The finished goods account receives these costs after which they are ultimately passed to the cost of sales.
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Given a best-case scenario, which of the following statements correctly describes the Federal Reserve's behavior
The statement correctly describes the federal reserve's behaviour The Federal Reserve would strive to "offset a" negative shock to aggregate demand with an increase in the money supply.
What is a federal reserve?This is the central bank of the united states created by congress to provide the nation with a safer, more flexible and more stable monetary and financial system.
As the most powerful economic institution in the united states, its power and responsibilities includes setting interest rates, managing the money supply, and regulating financial markets.
Hence, the main function of the federal reserve is to set U.S. monetary policy to promote maximum employment and stable prices in the U.S. economy.
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How much money will you have in 6 years if you invest $16,000 at a 3.1% annual rate of interest compounded quarterly
The final balance is $19,256.95.
The total compound interest is $3,256.95.
What is compound interest?Compound interest is the adding of interest to the principal sum of a loan or deposit, or interest on interest plus interest. It is the outcome of reinvesting interest, or adding it to the lent capital, rather than paying it out or requesting payment from the borrower, so that interest is received on the principal sum plus previously accumulated interest in the next month. In finance and economics, compound interest is the norm.
Compound interest differs from simple interest in that previously accrued interest is not added to the main amount of the current period, resulting in no compounding. The simple annual interest rate is calculated by multiplying the interest amount per period by the number of periods per year.
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