How long do hard inquiries stay on your credit report?

Answers

Answer 1

Hard inquiries, which can stay on your credit report for two years but usually only have a one-year impact on your credit scores, serve as a history of when you have sought for new credit.

When a hard query stops, does your credit score rise? Hard inquiries, which can stay on your credit report for two years but usually only have a one-year impact on your credit scores, serve as a history of when you have sought for new credit.Hard inquiries could mean various things to different lenders depending on your particular credit history.Hard inquiries typically don't affect your credit scores at all, and they stop having an impact when a year has passed after the date of the inquiry.Therefore, your scores might not increase much—or change at all—when a hard inquiry is deleted from your credit reports. Typically, six or more harsh inquiries are regarded as being excessive.This figure translates to an eight-fold greater likelihood of filing for bankruptcy than the norm, according to the research.

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Related Questions

What percentage of hard rock's profit is derived from retail shop sales?
a. 75%
b. 50%
c. 10%
d. 25%

Answers

50% of hard rock's profit is derived from retail shop sales.

The Hard Rock Cafes are renowned as eateries, but a significant portion of their revenue comes from the selling of t-shirts, memorabilia, and other retail goods. The HRC is renowned for its collection of rock and roll artefacts. The cafés ask for donations of music memorabilia but also buy a variety of objects at international auctions, including signed guitars, outfits from world tours, and rare photographs; they are frequently seen posted on café walls.

A sponsored bar with Hard Rock branding and memorabilia can be found at the Canadian Tire Centre. When The Palladium first opened on January 15, 1996, the stadium served as home to Ottawa's first Hard Rock Café. It also served as the Corel Centre for a long time.

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Which term refers to the close in which the salesperson discounts the offer or improves the terms when the buyer rejects the first attempt to close?

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Closing is generally defined in sales as the point at which a prospect or customer decides to make a purchase. Very few prospects will close themselves, requiring the salesperson's assistance. This can be unsettling, especially for new salespeople, because it exposes the salesperson to the prospect's rejection.

While closing the sale is required, it does not have to be a major undertaking. A salesperson who has done well in the early stages of the sales process will only need to nudge the prospect to begin the close. For instance, salesperson XYZ learns that customer ABC is interested in his product. In that situation, he doesn't need to promote or persuade. 

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The company's shipments of newly-produced branded and private-label footwear from its facilities to its regional distribution centers are subject to

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The company's shipments of newly-produced branded and private-label footwear from its facilities to its regional distribution centers are subject to any applicable import tariffs and exchange rate adjustments.

TariffsTariffs are a form of tax that a business imposes on any imported goods at a border that the government uses to make money.

Import dutiesThese are levied by the customs department upon the entry of goods into a nation. It is also known as an import tax, import duty, or customs duty.

Change in value or Exchange rateA country's currency is valued according to its exchange rate. For the purposes of currency conversion, it is the worth of one currency.

As a result, import duties and rate modifications may apply to the company's distribution of freshly made footwear from its production facilities to its regional distributors.

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In order to determine gdp using the expenditures approach, all spending on ______ goods and services, not intermediate goods, is added up.

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In order to determine GDP using the expenditures approach, all spending on final goods and services, not intermediate goods, is added up.

The total of all final products and services purchased in an economy during a predetermined time period is taken into account when computing gross domestic product (GDP) using the expenditure method.

All consumer expenditure, government spending, corporate investment spending, and net exports are included in this.

Since they both employ the same formula, the final GDP is quantitatively identical to aggregate demand.

The GDP Expenditure Formula is:-

GDP equals C + I + G + (X - M)

C stands for consumer expenditures on goods and services.

I stands for Investment in equipment for businesses.

G is for the government's expenditures on public goods and services.

X is for exports.

And M means import.

Hence, In order to determine GDP using the expenditures approach, all spending on final goods and services, not intermediate goods, is added up.

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According to the federal highway administration, 19 percent of the 53,000 bridges in texas are rated as:_______

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The Federal highway administration estimated that about 19 percent of the 53,000 bridges in Texas are rated as structurally deficient.

What is a structurally deficient bridge?

This signals that some elements of the bridge need to be monitored and/or repaired, this means the fact that a bridge is "structurally deficient".

However, the fact does not imply that it is likely to collapse or that it is unsafe but It means the bridge must be monitored, inspected and maintained.

Therefore, the Federal highway administration estimated that about 19 percent of the 53,000 bridges in Texas are rated as structurally deficient.

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The use of bribes, which are illegal for U.S. companies, relate best to which of the following environmental forces

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The use of bribes, which are illegal for U.S. companies, relate best to Ethical and social responsibility forces.

What are ethical and social responsibility forces?

Ethical and social responsibility forces are forces that are needed to control the guiding principle and moral principle of a particular organization.

In this case, The use of bribes, which are illegal for U.S. companies, relate best to Ethical and social responsibility forces.

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Demonstrate your knowledge of preparing an adjusted trial balance by selecting the correct statement below.

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The correct statement is b) An adjusted trial balance is prepared after adjustments are posted, so new accounts may need to be added.

An adjusted trial balance is prepared with the aid of growing a sequence of journal entries which are designed to account for any transactions that have now not been completed. Those gadgets encompass payroll fees, prepaid costs, and depreciation prices.

An adjusted trial balance lists the overall ledger account balances after any modifications had been made. Those changes commonly consist of those for prepaid and gathered expenses, as well as non-cash charges like depreciation. it is that simple.

The adjusted trial stability is used to prepare financial statements. The adjusted trial stability commonly has extra bills indexed than the unadjusted trial balance. The adjusted trial stability is a list of bills and their balances after adjusting entries have been posted.

The question is incomplete. Please read below to find the missing content.

Demonstrate your knowledge of preparing an adjusted trial balance by selecting the correct statement below.

a) An adjusted trial balance is a list of accounts and balances prepared before adjustments are posted.

b) An adjusted trial balance is prepared after adjustments are posted, so new accounts may need to be added.

c) The debit and credit column totals don't have to equal each other on an adjusted trial balance.

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John operates a running shoe company and has decided to segment his market into professional track runners, trail runners and recreational runners. this is an example of __________.
a. segmentation by usage rate.
b. psychographic segmentation.
c. benefit segmentation.
d. segmentation by loyalty status.
e. occasion segmentation.

Answers

The correct option is (c) benefit segmentation.

Benefits segmentation is a sort of market segmentation that divides consumers into groups according to the advantages and perceived worth of the products and services they can purchase. Additionally, it might entail classifying clients in accordance with functional advantages such features, quality, and customer service.

Benefit segmentation is a technique for market segmentation that entails dividing your customer base into groups according to the benefits customers perceive they will get from your product. This may entail classifying consumers in accordance with their perceived value for things like quality, features, customer service, etc.

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Orica Inc. competes in the market for commercial explosives. The company recently changed its business model from just selling explosives to managing an entire blast in a quarry. This customer-solution-based approach to the sale of explosives is an example of ________

Answers

As the company recently changed its business model from just selling explosives to managing an entire blast in a quarry. This customer-solution-based approach to the sale of explosives is an example of systems selling.

What is a Business Model?The strategy a business uses to turn a profit is referred to as its business model. It lists any estimated costs as well as the goods or services the company intends to sell, as well as its chosen target clientele. Both new and established businesses need strong business models. They aid young, developing businesses in luring capital, hiring talent, and inspiring management and personnel. Established companies should change their business strategies on a regular basis to account for emerging trends and difficulties. Investors use business plans to assess potential investments. A business model is a comprehensive strategy for running a company profitably in a particular industry. The value proposition is a key part of the company model.

Systems selling is the practice of offering linked products or services as a unit rather than individually or independently. Products that are combined under systems selling are typically complementary products.

Therefore, This customer-solution-based approach to the sale of explosives is an example of systems selling.

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What kinds of plans are of most concern to the working supervisor? why?

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Working supervisor should make the following plans:

Manpower planning: In this planning supervisor determines how much manpower is required by him and what will be their skills.

Scheduling: After manpower planning supervisor prepares the schedule of works.

Communication: The schedules prepared are then communicated by the supervisor.

After the communication the plan is set and implemented however the supervisor oversights the plan at that time and if there remains any discrepancy  it is controlled by the supervisor.

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Income from long-term investments in equity securities with significant influence is reported in the earnings from equity method investment account. this account is a temporary account, closed to the?

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Income from long-term investments in equity securities with significant influence is reported in the earnings from equity method investment account. this account is a temporary account, closed to the income summary account.

At the conclusion of an accounting period, all revenue and expense accounts from the income statement are moved into a temporary account called the income summary account.

The business's net profit or loss for the period is equal to the net amount placed into the income summary account.

Debiting the revenue account for the whole amount of revenue recorded for the period and crediting the income summary account are the results of shifting revenue out of the income statement.

Similarly, to remove expenses from the income statement, one must debit the income summary account and credit all of the expense accounts with the total amount of expenses incurred during the period. Utilizing the income summary account begins with this action.

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Labor content is increased by 10% while takt time remains the same. What is the percentage change in target manpower

Answers

The percentage change in target manpower is Increases by 10%.

What is Target Manpower ?

The target manpower is the number of employees (or other resources) needed to operate the process at takt time if the work could be divided evenly between them .

The target manpower is the approximate number of resources you need to employ in order to achieve the takt time. It is calculated as follows:

Target Manpower = Labor Content/Takt Time,

Hence an increase in the labor content will simultaneously depict an increase in the target Manpower of the same as they are directly proportional to each other.

Therefore, we can conclude that the Correct Option is A . The percentage change in target manpower is Increases by 10%.

Your question is incomplete, but most probably your full question was:

Labor content is increased by 10% while takt time remains the same. What is the percentage change in target manpower?

A. increases by 10%

B. Decreases by 10%

C. No change

D. Cannot be determined

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Sophia is considering an ultimate career as a construction manager in Los Angeles, California. The
entry level salary for this career is $28.67 per hour in California, or approximately $59,630 per year.
She does not have or plan on having any children. The table at right summarizes an individual's basic
monthly living expenses to be able to be self-sufficient in Los Angeles, CA. Using the table, calculate
her annual expenses. Would Sophia be making a living wage as a construction manager?

Answers

Answer:

84.85

Explanation:

__________ are common development types which usually include a range of housing types along with recreational amenities, supporting retail, and other commercial activities. The amenity packages are a consideration for potential buyers and usually represent significant up front infrastructure investments.

Answers

Master-plan communities are common development types that usually include a range of housing types along with recreational amenities, supporting retail, and other commercial activities.

What are master-plan communities?A planned community, planned city, planned town, or planned settlement is any community that has been meticulously planned from the start and is often built on previously undeveloped territory. In contrast, settlements emerge in a more haphazard and organic manner.The word "new town" refers to planned communities associated with the new towns movement, primarily in the United Kingdom. Master-plan communities are popular types of development that often feature a variety of dwelling types as well as recreational amenities, supporting shops, and other commercial operations.

As the definition itself says, Master-plan communities are popular types of development that often feature a variety of dwelling types as well as recreational amenities, supporting shops, and other commercial operations.

Therefore, master-plan communities are common development types that usually include a range of housing types along with recreational amenities, supporting retail, and other commercial activities.

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40.0% complete Question Alpha partnership has 8 partners who have entered into a binding buy/sell agreement that requires the partnership to purchase the interest of any partner to die. How many policies are required to satisfy this arrangement

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If Alpha partnership has 8 partners who have entered into a binding buy/sell agreement that requires the partnership to purchase the interest of any partner to die. The number of  policies that  are required to satisfy this arrangement is: 8 policies or one for each of the  partner.

What is partnership?

Partnership  can be defined as a business that involve two parties or two or more people in which the parties involve in the business must tend to agree to the terms and condition of the contract and they must as well share the profit and loss generated from the business equally.


Assuming Alpha partnership has 8 partners who have entered into a binding buy/sell agreement which requires the partnership to purchase the interest of any partner to die the number of  policies that  are required to satisfy this arrangement is 8 policies, or one for each of the  partner, are required at the entity level.

Therefore 8 policies is the number of policies required.

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When a tax is placed on the buyers of lemonade, the a. buyers bear the entire burden of the tax. b. sellers bear the entire burden of the tax. c. burden of the tax will be shared by the buyers and the sellers, but the division of the burden is not always equal. d. burden of the tax will always be equally divided between the buyers and the sellers.

Answers

When a tax is imposed on lemonade buyers, the burden of the tax will be shared by the buyers and the sellers, however the distribution of the burden is not always equal.

when a tax is imposed on product purchasers?

The supply curve is shifted by a tax paid by sellers, whereas the demand curve is shifted by a tax paid by buyers. Regardless of who pays the tax, the result is the same. With a tax on a good, consumers pay more, sellers are paid less, and there are fewer sales overall.

What is the tax split between buyers and sellers?

The cost of a sales tax is split between buyers and sellers under the scenario of demand and supply curves with normal shapes. The ratio of supply and demand elasticity determines how much of a tax will fall on either the buyers or the sellers, or both.

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Fried chicken and grilled chicken are substitutes. If the american heart association announces that eating fried chicken increases the risk of stroke, this will cause?

Answers

It will cause decrease in the demand of fried chicken and increase in the demand of grilled chicken. A product or service that consumers may quickly swap out for another is referred to as a substitute.

Consumers are given options and alternatives through substitutes, which also encourage market competition and demand down prices. A product must have a certain relationship with a good in order to be a substitute for that good. These connections might be direct—like one brand of coffee and another—or indirect—like coffee and tea.

In economics, substitute items are frequently used when demand for one product rises as price of substitute product rises.

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People who receive a promotional impression and who give some thought to buying the product are considered:______.

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People who receive a promotional impression and who give some thought to buying the product are considered: Sales leads

An impression is an imprint, either in one's mind or on an object.an opinion or feeling that you have about someone or something you have seen but do not know very well.

Impressions fall into three basic categories:

patentlatentplastic.

An example of an impression is the mark you make when you press your finger into clay.

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Which of the following refers to the practice of paying to have a product appear favorably in a TV show or movie

Answers

Product placement refers to the practice of paying to have a product appear favorably in a TV show or movie This is further explained below.

What is Product placement?

Generally, producers of goods and services pay for their items to be included in films and television shows to obtain publicity for them.

In conclusion, Paying for a product to be featured prominently in a TV program or movie is known as product placement.

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Depreciation on factory equipment would be reported in the statement of cash flows prepared by the indirect method in.

Answers

Depreciation on factory equipment would be reported in the statement of cash flows prepared by the indirect method in the cash flows from investing activities section.

What is depreciation?

Depreciation is an accounting technique that distributes an asset's cost throughout its anticipated useful life. Depreciation is a recurring expense that businesses report on their income statement. Assets degrade with time, losing value.

Which activities are reported on the statement of cash flows?

Transactions must be divided into the three categories of operating, investing, and financing activities that are shown on the statement of cash flows.

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One disadvantage of discretionary fiscal policy is that it can return the economy to its potential level of output but at the cost of increasing the price level.

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"One disadvantage of discretionary fiscal policy is that it can return the economy to its potential level of output but at the cost of increasing the price level." This statement is TRUE.

The main limitations of discretionary fiscal policy are: (1) Information lag: Governments must have the relevant and reliable data they need to change taxes and government spending. Collecting, classifying, aggregating, and analyzing data takes a long time.

Trade-offs – Trade-offs can occur when a government adopts a combination of expansionary and contractionary fiscal policies. When a country wants to increase spending and raise more money to fuel economic growth, it can issue bonds to its citizens.

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Your company emphasizes the important of conserving (not wasting) resources. How can you support that value when you print an 8-page report you were asked to bring to your department's monthly meeting

Answers

You can support that value by using the print option for two-sided printing.

What do you mean by resource preservation?

Resource conservation refers to the preservation and sometimes even improvement of those resources that sustainability depends on. An ecological resource that is readily depleted without proper management is soil organic matter.

Agriculture and forestry both face major and expanding resource conservation and environmental concerns, such as nonpoint water pollution and biodiversity protection. Consequently, it is instructive to review the history of voluntary approaches, particularly given that their reach seems to be increasing. Studies of the planning and execution of voluntary activities in various sectors might provide three main takeaways.

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There is a price ceiling of $20. what is the value of consumer surplus if all the goods are allocated randomly?

Answers

Answer:

$120

Explanation:

$20 * 6 = 120

A good percentage to start with for saving is ________________ percent of your teaching income.

Answers

A good percentage to start with for saving is. At least 20% percent of your teaching income

The term "revenue" generally refers to the transfer of money, property, and other value received over a period of time in exchange for services or products. There is no single standard definition. Income is defined according to the context in which the concept is used.

While individuals usually earn their income through wages or salaries, businesses generate income from the sale of goods or services in excess of their production costs. Most forms of income are subject to tax.

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Cash advance and title pawning are needed services but should be used with caution.

a. agree
b. disagree

Answers

Cash advance and title pawning are needed services but should be used with caution.

B) Disagree

How Do Cash Advances Work?

A short-term loan from a bank or other type of lender is known as a cash advance. The phrase also describes a service offered by numerous credit card companies that permits cardholders to withdraw a set amount of cash. Although cash advances typically have high-interest rates and costs, they are appealing to borrowers because of their swift approval and funding times.

Cash advance types include:

Cash advances using credit cardsBusiness Cash AdvancesTerm Loans.

What Is Title Pawning?

When you need cash quickly, title pawning is an easy practice that can help. This kind of secured loan substitutes your vehicle ownership records for tangible collateral. As a result, the amount you are offered is mostly determined by the worth of your car. You don't have to give up ownership of your property, though, in order to get paid.

This strategy is crucial for several reasons:

As long as you pay everything back and on time, there won't be any negative effects on your ratings from this transaction.Because you don't have to wait for the money, you can pay your bills on time without incurring late fees, finance charges, or other penalties.Your decisions won't be influenced by feelings of helplessness or irritation since you won't ever need to act in desperation again.With reasonable ideas for resolving your financial problems and a clear road out of debt, you can develop and manage a more realistic budget.

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Rothbart Manufacturing agrees to manufacture bumper cars for Banners Amusement Parks. Under the terms of the contract, Banners will pay Rothbart a total of $60,000, and Banners can cancel the contract if it so chooses but must pay Rothbart for work completed. Rothbart believes that, if Banners cancelled the contract, Rothbart could sell the bumper cars to another amusement park and still make a profit. The manufacturing contract is expected to last six months, and as of December 31, 2024, the job is 80% complete. How much revenue should Rothbart recognize in 2024 for this contract

Answers

Based on the information given, no revenue will be recognized.

How to illustrate the information?

It should be noted that the revenue is recognized when the title to the goods passes from the seller to the buyer.

Therefore, revenue is to be recognized only when control is transferred

This occurs when the entity has a present right to payment for the asset. This didn't occur based on the information given. Therefore, no revenue will be recognized.

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An asset's book value is $19,500 on December 31, Year 5. Assuming the asset is sold on December 31, Year 5 for $13,500, the company should record: Multiple Choice Neither a gain nor a loss is recognized on this transaction. A gain on sale of $6,000. A gain on sale of $12,750. A loss on sale of $6,000. A loss on sale of $12,750.

Answers

The company should record a loss on sale of $6,000.

What is asset book value?

Book value is the worth of the asset or the amount left undepreciated at a particular point in time.

This implies that if the cash received in respect of the asset is more than the book value, there would be gains, and when the cash is less, that would result in losses. But in this case, the latter situation applies as shown in the loss computation below:

Selling an asset whose worth is $19,500 for $13,500 means that the company has lost $6,000 as computed thus:

Loss on asset=sales proceeds-book value

loss on asset=$13,500-$19,500

loss on asset=-$6,000

In essence the second to the last option is correct.

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If the economy is at a point on the short-run Phillips Curve such as point c3, firms and workers will ____, allowing the economy to move toward the long-run Phillips Curve

Answers

The firms and workers will adjust their inflation expectations upward at at a point on the short-run Phillips Curve and thus. allowing the economy to move toward the long-run Phillips Curve.

What is the short-run Phillips Curve?

As the Phillips curve is a graphic representation that depict the relationship between the rate of unemployment and rate of change of money wages, the short-run graph will show that in the short-term, there is a tradeoff between inflation and unemployment.

However, when the economy is a point on the short-run Phillips Curve, decision may be made by firms and workers to adjust their inflation expectations upward and this will allow the economy to move toward the long-run Phillips Curve.

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How is management using controls when they allow decision making at lower levels and encourage employees to work together in teams

Answers

Decentralizing decision-making is how management is using controls when they allow decision-making at lower levels and encourage employees to work together in teams. This is further explained below.

What is Decentralizing decision-making?

Generally, It is possible for decentralized direction to enhance both the ethos and functional characteristics of your company. On the other hand, it may scramble it. You need to find the optimal balance between decentralizing authority and preserving all of the qualities that set your company apart from the competition.

In conclusion, When management allows for decisions to be made at lower levels and encourages workers to collaborate in teams, they are exercising controls in accordance with the strategy of decentralizing decision-making.

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Assume figures were presented for the past 5 years on merchandise sold at Chicago department and discount stores ($ million). Sales in 2022 were $3,314; in 2021, $3,574; in 2020, $3,048; in 2019, $3,312; and in 2018, $3,376. Using 2018 as the base year, complete a trend analysis.

Answers

Based on the sales given for the Chicago department and discount stores, the trend analysis:

2018 - 100%2019 - 98%2020 - 90%2021 - 106%2022 - 98%

How is a trend analysis done?

To complete a trend analysis, you divide succeeding amount of a measure, by the base amount.

In this case, the succeeding figures would be the sales after 2018 while the base year is 2018.

Trend analysis:

2018:

= 3,376 / 3,376

= 100%

2019:

= 3,312 / 3,376

= 98%

2020:

= 3,048 / 3,376

= 90%

2021:

= 3,574 / 3,376

= 106%

2022:

= 3,314 / 3,376

= 98%

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