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If Andrea saves the same amount each paycheck, she needs to save $90 from each paycheck to met her goal
What is a paycheck?Generally, To calculate the amount Andrea needs to save from each paycheck to reach her goal of $2,340 in a year, we need to divide her total savings goal by the number of paychecks she will receive in a year.
If Andrea is paid bi-weekly, she will receive 26 paychecks in a year (52 weeks / 2).
Therefore, she needs to save $90 from each paycheck ($2,340 / 26).
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Reflect on what you have learned about reaganomics and the economic data you have analyzed. using what you have learned, write a short paragraph that answers the question: what were the positive and negative effects of reaganomics?
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The positive impact of Reaganomics was that
It lowered unemploymentIt caused inflation to fallIt brough tdown inflationIt raised GDPThe negative impacts of Reaganomics was that
It made the already rich richerIt led to reduction in the income levels of AmericansIt caused the deficit budget to grow as well as debts.What was Reaganomics?This was the term that was used to refer to the economic policy of President Reagan.
The goal was to reduce government spending, increase military spending and create environment for businesses to grow by tax reduction.
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Answer:
Reaganomics achieved some of President Reagan's economic goals. Inflation and unemployment decreased by the end of Reagan's administration, showing that Reaganomics had helped parts of the economy to recover from stagflation. However, the benefits of Reaganomics did not help all Americans equally. The tax cuts of Reaganomics mostly helped the wealthiest Americans to increase their wealth. Reaganomics also failed to address economic inequality of Black and White Americans.
Explanation:
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The standard deviation of return on investment A is 24%, while the standard deviation of return on investment B is 19%. If the covariance of returns on A and B is 0.009, the correlation coefficient between the returns on A and B is __________.
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The standard deviation of return on investment A is 24%, while the standard deviation of return on investment B is 19%. If the covariance of returns on A and B is 0.009, the correlation coefficient between the returns on A and B is 0.197368.
What is the correlation coefficient between the returns on A and B?Generally, the equation for the Correlation coefficient is mathematically given as
Correlation coefficient = Covariance of returns on investment A and B / (Standard deviation of return on investment A * Standard deviation of return on investment B).
Therefore
CC= 0.009 / (0.24 * 0.19)
CC= 0.197368
In conclusion, the Correlation coefficient between returns on investment A and B is
CC = 0.197368
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A contract that requires a seller to deliver goods to the carrier is a a. shipment contract. b. C.I.F. contract. c. C.O.D. contract. d. destination contract.
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Option d is the correct answer.
A contract that requires a seller to deliver goods to the carrier is a destination contract.
According to Article 2 of the Uniform Commercial Code, a determination contract is a method by which a buyer and a seller can agree to share the risk of loss if the goods are lost or damaged prior to receiving the goods from the seller. Neither Buyer nor Seller is Responsible for Losses.
Destination contracts transfer risk from the carrier to the seller upon the arrival of the goods at their destination. The Seller remains responsible until the goods reach the Buyer's destination. However, if something happens after shipment, all costs will be borne by the buyer.
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A fixed cost is: A. associated with any productive resource whose price is fixed. B. any cost which increases proportionately with output. C. any cost which a firm would incur even if output was zero. D. associated with all inputs whose short-run supply is perfectly inelastic.
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A fixed cost is option(c) i.e, any cost that a firm would incur even if the output was zero.
What is a fixed cost?Fixed costs typically refer to expenses that are calculated based on time rather than the volume of goods or services that your company produces or sells. Rent and leasing charges, salary, energy prices, insurance, and loan repayments are a few examples of fixed costs. There are some taxes that are fixed costs as well, such as company licenses.
The fact that fixed costs are simple to budget is their biggest advantage. These prices are predictable throughout the course of each month, so you won't need to adjust your spending plan in the event that production surges.
The whole fixed cost will be provided by Adding up your variable costs and dividing by the number of units you generated to get your total cost of production.
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There are many account representatives who can help you with your order is an example of a cliche.
a. true
b. false
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The statement"There are many account representatives who can help you with your order is an example of a cliche." is FALSE. This is further explained below.
What are account representatives?Generally, A professional who typically works on teams that are responsible for providing customer support and creating relationships is known as an Account Representative. They bring in revenue through establishing new customer connections and fostering those that are already in existence. They collaborate with clients on an as-needed basis throughout each step of the development process.
In conclusion, The convenience factor is one of the many benefits that listeners may get from podcasting as a form of advertising.
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A federal unemployment tax is levied on
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Any business with employees are subject to a payroll tax under the Federal Unemployment Tax Act (FUTA).
Payments of unemployment compensation to workers who have lost their jobs are made possible by the Federal Unemployment Tax Act (FUTA), which works with state unemployment systems. Most businesses are required to pay both federal and state unemployment taxes. Visit the U.S. Department of Labor's Contacts for State UI Tax Information and Assistance for a list of state unemployment tax agencies. FUTA tax is not taken out of an employee's paycheck; it is only paid by the employer.
Therefore, it is imposed on any business with employees
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Members of regional trade blocs tend to develop _____ diversity in the types of goods and services that their firms produce.
This has the effect of making per capita real GDP growth _____ stable, which tends to ______ economic growth.
A.
less; less; decrease
B.
more; more; increase
C.
more; less; decrease
D.
less; more; increase
Answers
The economic analysis above will be correct if Option B is selected. See the explanation below.
What is a regional trade bloc?A regional trade bloc occurs when member nations who (may or may not be geographically near to one another) decide to form a trading arrangement that is flexible.
Hence, the correct statement is:
Members of regional trade blocs tend to develop more diversity in the types of goods and services that their firms produce.
This has the effect of making per capita real GDP growth more stable, which tends to increase economic growth.
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As the number of facilities in a supply chain network increases, total logistics costs will:_________
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As the number of facilities in a supply chain network increases, total logistics costs will increase. A supply chain is a network that connects all of the people, businesses, resources, tasks, and technological advances involved in the production and distribution of a good.. The distribution of raw materials from supplier to manufacturer and on to the final delivery to the client make up the entirety of supply chain.
Distribution channel refers to portion of the supply chain that transports the final good from the manufacturer to the consumer. Practical planning and specific arrangements required to successfully execute known as logistics.
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Sam buys a franchise from Taco Mission Inc. This relationship, like all other franchise relationships, is governed by
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Answer:
A franchise is a contract between the two individuals or entities to use the tradename
Explanation:
Which of the following is a persuasive title for a proposal that aims to persuade a business to hire a lawn care service
Answers
The right response is Option B)
How professional lawn care can save you money?
Among all the other options, this proposal matches the business aim correctly.
What is a business proposal and how it works?A business proposal is a formal document that's created by a company and provided to a prospect to secure a business agreement. It's a common misconception that business proposals and business plans are the same. The proposal aims to sell your product or service rather than your business itself.A good proposal will outline the service you're offering and briefly explain how you will approach the task. It will also include a quote and / or an estimate to complete the work.
Hence, Option B suits best as a proposal.
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Correct Question - Which of the following is a persuasive title for a proposal that aims to persuade a business to hire a lawn care service?
A. Progress Report on Lawn Care Services
B. How Professional Lawn Care Can Save You Money
C. Details about Our Lawn Care Services
D. Proposal to Pro
One significant component of the budget process that is relatively unique to texas is?
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One significant component of the budget process that is relatively unique to Texas is the constitutional mandate that Texas legislators write a budget every two years.
Texas has been using performance budgeting for more than two decades now. Here, the governor prepares a strategic plan, uses it to prepare a budget proposal and the legislature adopts a biennial budget for the state.
Biennial budgeting is the practice of preparing and adopting budgets for two year periods. This practice includes specific levels of performance linked back to the strategic plan.
Hence, the budget process is relatively unique to Texas, as it is the constitutional mandate that Texas legislators write a budget every two years.
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Identify the practices that help entrepreneurs achieve success in crowdfunding.
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Crowdfunding is the practice of using small donations from a large number of people to fund a business that would not otherwise be possible. By gaining the required cash flow boost, these ventures can get off the ground or start new campaigns.
The majority of these campaigns take place on online platforms, have time limits for raising funds, and disclose specific monetary goals. Crowdfunding occurs when a "crowd" rather than one or two major investors funds a project or the business.
Crowdfunding is divided into four categories: rewards, donations, debt, and equity. To run a successful crowdfunding for the campaigns.
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______ analysis identifies the relative contribution made by each financial statement line item.
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The vertical analysis identifies the relative contribution made by each financial statement line item.
Vertical Analysis: What Is It?Each line item is provided as a percentage of a base figure in the statement as part of a technique called vertical analysis for financial statement analysis. As a result, line items on an income statement and balance sheet can both be expressed as a percentage of gross sales, a percentage of total assets or liabilities, and a percentage of total assets or liabilities, respectively. Vertical analysis of a cash flow statement also displays each cash inflow or outflow as a percentage of total cash inflows.
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If the central bank wants to contract aggregate demand, it can ________ the money supply and thereby ________ the interest rate.
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If the central bank wants to contract aggregate demand, it can reduce the money supply and thereby increase the interest rate.
How is aggregate demand contracted by the central bank?The ways that the central bank can contract aggregate demand are:
Increasing higher interest ratesIncrease the reserve ratioReducing the quantity of loanable funds.When it reduces the interest rates and the reserve ratio, it will increase the money supply and aggregate demand will increase.
Thus, if the central bank wants to contract aggregate demand, it can reduce the money supply and thereby increase the interest rate.
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Under the Affordable Care Act, all U.S. citizens are required to have healthcare coverage. If Jane, is age 78, does she need to purchase insurance under the ACA
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Under the Affordable Care Act, all U.S. citizens are required to have healthcare coverage.
Jane being 78 is eligible for Medicare, so she will not have to purchase insurance under the ACA
What is ACA and its objectives?The comprehensive health care reform bill passed in March 2010 is known as the Patient Protection and Affordable Care Act (often known as the Affordable Care Act or "ACA" for short).
Three main objectives of the legislation are:
Make more individuals eligible for affordable health insurance. For households earning between 100 percent and 400 percent of the federal poverty threshold, the bill offers subsidies to customers in the form of "premium tax credits" that reduce expenses (FPL).To include all people with incomes below 138 percent of the FPL, the Medicaid program should be expanded. Not all states have made Medicaid program expansions.Encourage cutting-edge medical care delivery strategies intended to reduce overall health care expenditures.Therefore, Jane is eligible for Medicare, so she will not have to purchase insurance under the ACA.
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Stryker Industries received an offer from an exporter for 29,000 units of product at $19 per unit. The acceptance of the offer will not affect normal production or domestic sales prices. The following data are available: Domestic unit sales price $21 Unit manufacturing costs: Variable 10 Fixed 3 The differential cost from the acceptance of the offer is a.$87,000 b.$609,000 c.$290,000 d.$551,000
Answers
The differential cost from the acceptance of the offer is $2,90,000
Consider the incremental Costs and Revenues arising from Acceptance of the Offer.
Note : Fixed Costs are irrelevant for this decision as order is accepted within normal production capacity of Stryker Industries
Sales (29,000×$19) $ 5,51,000
Less Variable Manufacturing Cost (29,000×$10) (2,90,000)
Net Income 2,90,000
Therefore acceptance of offer would result in incremental income of $ 2,90,000.
What is the Incremental Income?
Incremental revenue is the profit a business gains from an increase in sales. It can be used to determine the additional revenue generated by a certain product, investment or direct sale from a marketing campaign when the quantity of sales has grown. Incremental revenue is often compared to the cost of a product.
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ohn, 68, is currently enrolled in a Medicare Supplement Plan with a stand-alone Prescription Drug Plan. Newly diagnosed with a chronic condition, he calls agent Charles on May 3 to ask if there are plans that will help him manage his condition. Can John enroll in a Chronic Special Needs Plan (C-SNP) that covers his chronic condition
Answers
Yes John would be able to register by making use of the special election period.
What is the special election period?
The special election period is also sometimes referred to as the special enrollment period in the United States.
This is the period that the beneficiaries of Medicare are able to make changes to their advantage or to their coverages in the nation.
This has to be done outside of what is their initial enrollment period . This is a yearly open period where the citizens are able to sign up for Medicare in the nation.
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Most consumer protection statutes praise and protect unconscionable contracts and contracts of adhesion.
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The statement " Most consumer protection statutes praise and protect unconscionable contracts and contracts of adhesion" is true.
What consumer protection?Consumer protection can be defined as the way of protecting consumer or buyers against trade practice that is unjust.
Hence, the statement is correct because consumer protection help to praise and as well safeguard unconscionable contracts and contracts of adhesion.
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Mr. Romero is 64, retiring soon, and considering enrollment in his employer-sponsored retiree group health plan that includes drug coverage with nominal copays. He heard about a neighbor’s MA-PD plan that you represent and because he takes numerous prescription drugs, he is considering signing up for it. What should you
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He should compare the benefits in his employer-sponsored retiree group health plan with the benefits in his neighbor's MA-PD plan to determine which one will provide sufficient coverage for his prescription needs.
Retiree health insurance is health insurance offered by some employers, unions, and foundations to retired employees and their spouses. This is typically group health insurance similar to plans offered to active employees. Eligibility, registration, coverage, and other rules are specific to each employer's retirement plan.
Group Health Insurance. Generally, health insurance is provided by an employer or employee organization that provides health insurance to employees and their families. (Retirees) Insurance from your former employer, usually Medicare, pays for your medical expenses first, and then your medical expenses. group health plan.
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When government policy moves from a budget surplus to a budget deficit and the trade deficit remains constant: savings will decrease no matter what happens to investment. savings will decrease if investment remains constant. investment will increase if savings also remains constant. investment will decrease if savings also remains constant.
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Investment will decline if savings also decline when a government's fiscal policy switches from a budget surplus to a budget deficit and the trade deficit stays steady.
What occurs if there is a budget surplus or deficit for the government?A budget deficit occurs when the federal government spends more money than it takes in from taxes in a given year. In contrast, the government has a budget surplus when it collects more taxes than it spends in a single year.What distinguishes a budget surplus from a budget deficit?A government experiences a budget surplus when its tax revenues exceed its expenditures, a budget deficit when its expenditures exceed its tax revenues, and a balanced budget when the two figures are equal.
How do trade deficits result from budget deficits?A budget deficit causes interest rates to rise, which raises net capital inflows and currency depreciation, which lowers net exports.
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The Lagan family bought a $150,000 home in 2002. They obtained a mortgage loan for 30 years. The monthly payments, not including property taxes and insurance, are $895.00. Assuming these monthly payments do not change, how much interest will be paid on the house during the 30 years
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$172,200 will be paid on the house during last 30 years and Simple Interest is $322,200.
What is Simple Interest?Simple interest is a quick and simple formula for Figuring out how much interest will be charged on a loan. The daily interest rate, the principle, and the number of days between payments are multiplied to calculate simple interest.Although some mortgages employ this calculation approach, this kind of interest typically relates to auto loans or short-term loans. Consumers who pay their loans off on time or ahead of schedule each month benefit from simple interest.Simple interest loans are frequently used for auto loans and short-term personal loans.Total amount paid = (895)(12)(30) = $322,200
$322,200-$150,000 = $172,200
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Answer:
172,200
Explanation:
just did assignment
Since the most direct channel is from the manufacturer straight to the consumer, why is it not always the best for a business to take this approach every time?
Answers
Why it is not always the best for a business to take this approach every time is: because intermediaries create value for the consumers/buyers.
What is direct channel?Direct channel can be defined as the channel that enables consumers to buy goods or product directly from a producer.
Hence, since intermediaries which help to render intermediation services between the consumer and manufacturer can create value for the consumers/buyers which means that it is not always the best for a business to take this approach every time.
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Why must an agent present accurate complete and factual plan information to consumers?
Answers
Can aid in preventing misconceptions.
To aid the buyer in concentrating on facts unique to the plan, such as benefits and prices.
To assist in preventing customer confusion.
Presenting accurate, complete, and factual plan information to consumers is essential for several reasons. Firstly, it helps to avoid misunderstandings between the consumer and the agent. Accurate information ensures that the consumer has a clear understanding of what the plan entails, minimizing the chances of false expectations or misconceptions.
Secondly, providing comprehensive details allows the consumer to focus on plan-specific information, such as benefits and costs, enabling them to make informed decisions aligned with their needs. Moreover, accurate information prevents confusion, ensuring that consumers can navigate through their options confidently.
In essence, transparent and factual communication fosters trust, empowers consumers to make well-informed choices, and establishes a positive relationship between the agent and the consumer.
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The following are the Jensen Corporation's unit costs of making and selling an item at a volume of 2,000 units per month (which represents the company's capacity): Manufacturing: Direct materials $2.00 Direct labor $3.00 Variable overhead $1.50 Fixed overhead $0.35 Selling and Administrative: Variable $3.00 Fixed $0.75 Present sales amount to $1,200 units per month. An order has been received from a customer in a foreign market for 200 units. The order would not affect current sales. Fixed costs, both manufacturing and selling and administrative, are constant within the relevant range between 1,200 units and 2,000 units. The variable selling and administrative expenses would have to be incurred on this special order as well as for all other sales. Direct labor is a variable cost. Assume the company has 50 units left over from last year which have small defects and which will have to be sold at a reduced price for scrap. The sale of these defective units will have no effect on the company's other sales. Which of the following costs is relevant in this decision?
a. $6.50 variable manufacturing cost
b. $6.85 unit product cost
c. $3.00 variable selling and administrative cost
d. $10.60 full cost
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$3.00 variable selling and administrative cost are relevant in this decision.
Both variable and absorption accounting calculations must take into account variable selling and administrative costs. In contrast to fixed expenses, which frequently fluctuate, variable costs, such as commissions, bonuses, and utility bills, are dependent on the production and sales of the product throughout the period. Variable manufacturing costs must be separated from variable marketing and administrative costs, which frequently have identical account names.
A relevant expense in managerial accounting is one that might have been avoided if a particular business action had not been made. In the aforementioned situation, the variable selling and administrative cost, which is then the relevant cost, was highlighted as the sole cost that would change if the new order will be handled.
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_____ refers to the process of combining aspects of reporting, data exploration and ad hoc queries, and sophisticated data modeling and analysis.
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Business intelligence refers to the process of combining aspects of reporting, data exploration and ad hoc queries, and sophisticated data modeling and analysis.
Business intelligence (BI) contains the strategies and technologies utilized by companies for the facts analysis and control of business facts. Not unusual capabilities of business intelligence technology consist of reporting, online analytical processing, analytics, dashboard improvement, data mining, technique mining, complex event processing, business performance management, benchmarking, text mining, predictive analytics, and prescriptive analytics.
BI equipment can cope with big amounts of established and from time to time unstructured data to assist identify, expand, and in any other case create new strategic commercial enterprise opportunities.
They purpose to permit the clean interpretation of those large pieces of information. Identifying new opportunities and enforcing a powerful strategy primarily based on insights can offer agencies an aggressive marketplace benefit and lengthy-term stability, and assist them to make strategic choices.
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Sending birthday greetings and discounts based on customer profile data is considered to be ________________________ in database-driven marketing communications.
Answers
Sending birthday greetings and discounts based on customer profile data is considered to be personalized communications in database-driven marketing communications.
What do you understand by personal communication?
Personal communications may be private letters, memoranda, emails, personal interviews, or telephone discussions. As the material cannot be accessible by others, personal communications are only cited in the text and are not listed in the references.
What involves the use of databases to customize communications to customers for the purpose of promoting a product or service?
Database marketing is a type of direct marketing that uses customer or potential customer databases to create personalized messages to market a good or service.
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In the short run, average total costs and average variable costs converge as output increases because:________
Answers
Average fixed costs continually decrease is the correct answer. The average costs assist in identifying the costs related to producing a single unit, whereas the total cost of production aids businesses in understanding the entire expenses incurred.
The total fixed cost is divided by the quantity of units produced to get the average fixed cost. The fixed cost incurred in producing a unit of output is known as the average fixed cost.
Any increase in output reduces the average fixed cost because Total Fixed Cost is constant. Though the average fixed cost can go very small, it will always exist.
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The fashion industry is an example of a(n) industry. Question 2 options: Perfectly Competitive Monopolistic Monopolistically Competitive Oligopolistic
Answers
The fashion industry is an example of Oligopolistic industry.
From the angle of market concentration, the fast fashion clothing market of our country is oligopoly III.When a few big companies control all or most of the sales in an industry, oligopoly results. There are many industries that exhibit oligopoly, such as the auto sector, cable television, and commercial aviation. Companies with an oligopoly are like cats in a bag.The industry of computer technology provides the clearest illustration of oligopoly. Apple and Windows are two well-known names when it comes to computer operating software. The majority of the market share has been controlled by these two firms.What is oligopoly industry?In oligopoly markets, a limited number of suppliers control the market. They are present in every nation and a wide variety of industries. While some oligopoly markets are much more competitive than others, others can at least appear to be so.Learn more about Oligopolistic industry brainly.com/question/14007660
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Jin buys a used car from klee. jin knows that loan company has a security interest in the car but is not aware that klee has missed several payments on the loan. loan repossesses the car. jin can recover for breach of warranty from a. loan but not klee. b. neither klee nor loan. c. klee or loan. d. klee but not loan.
Answers
Jin buys a used car from klee. jin knows that loan company has a security interest in the car but is not aware that klee has missed several payments on the loan. loan repossesses the car. The correct option is (b) neither klee nor loan.
A loan is a type of debt that a person or other entity incurs. The lender advances the borrower a certain amount of money, typically on behalf of a business, financial institution, or government. The borrower accepts a specific set of terms in return, which may include any financial costs, interest, a repayment schedule, and other requirements.
An amount of money that a person or business borrows from a lender is known as a loan. It can be divided into three basic groups: conventional, open-end and closed-end loans, and unsecured and secured loans.
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In the short run a firm in any of the market models can operate at a(n) _________________
Answers
In the short run, a firm in any of the market models can operate at a(n) loss or economic profit, or normal profit.
What are the 4 types of market structures?
The four types of economic market structures are an oligopoly, monopoly, perfect competition, and monopolistic competition. The following characteristics explain why the categories are different: In oligopoly, there are few producers, many in perfect and monopolistic competition, and one in monopoly.
What happens to a monopolistic competitive firm in the short run?
A monopolistically competitive company optimizes profits or minimizes losses in the short run by producing the amount where marginal revenue equals marginal cost. The company will make an economic profit if the average total cost is lower than the market price.
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