Reserve banks are part of the federal reserve system that serves the daily needs of banks across the country.
The Reserve Bank serves banks, the U.S. Treasury, and indirectly the public. Reserve banks, often called "bankers' banks," store money and coins and process checks and electronic payments. The Reserve Bank also oversees commercial banks in the region. The 12 district headquarters are Boston, New York, Philadelphia, Cleveland, Richmond, Atlanta, Chicago, St. Louis, Minneapolis, Kansas City, Dallas and San Francisco
The Federal Reserve Bank is a regional bank of the Federal Reserve System. US central banking system. There are 12 in all, one for each of the 12 Federal Reserve Districts created by the Federal Reserve Act of 1913.
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For studies conducted outside of the u.s., the device risk analysis and assessment are described in the?
For studies conducted outside of the u.s., the device risk analysis and assessment are described in the Investigator's Brochure (IB)
This is further explained below.
What is Investigator's Brochure (IB)?Generally, The Investigator's Brochure (IB), which is kept up to date by a drug developer or investigator, is a thorough compilation of clinical and nonclinical data on the investigational product (drug, supplement, device, or other product) that contains the body of knowledge about the investigational product obtained before the study began.
In conclusion, The device risk analysis and evaluation are given in the investigator's brochure for trials that were carried out in countries other than the United States (IB)
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An aggregate demand (ad) curve shows the:
An aggregate demand curve shows the total spending on domestic goods and services at each price level.
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If Johnson Marketing's capital gain on the sale of its business was $479,000, capital improvements were $227,000, and the adjusted basis in the property was $976,000, what was the sales price
If the capital gain was $479,000, the capital expenditure was $227,000 and the adjusted basis price of the property was $976,000.
The Sales Price was $ 1,682,000.
What is Sales?Sale is the act of selling a product, in most of the manufacturing companies sell their inventory to earn profits and this is how they generate revenue.
There are cases where company sell their assets that they use or are alternatively as capital investments, the case in the scenario is of a sale of a property, the property is sold at a price, the price is unknown but the amount of gain/ profit made at the sale is known and provided.
The amount of profit, capital expenditure and the adjusted basis price of the property is added to formulate the sales price for the property.
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One important metric for advertisements is ____, the number of target consumers a medium can deliver to.
One important metric for advertisements is reach, the number of target consumers a medium can deliver to.
Reach is the total number of distinct individuals or households exposed to a medium over the course of a certain time period in the context of applying statistics to advertising and media analysis. However, the number of people who will actually be exposed to and consume the advertisement should not be confused with reach.
A promotional message is delivered to the public via words, speech, photos, or video, which is referred to as the "advertising medium." Billboards, periodicals, radio, television, direct mail, and the Internet are all included in this definition.
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Market Data Corporation is required to file a registration statement with the Securities and Exchange Commission. This statement must contain:
Based on the fact that Market Data Corporation needs to file a registration form with the Securities and Exchange Commission, their statement should include b. a description of securities being offered for sale.
What is needed to sign a registration statement with the SEC?The Securities and Exchange Commission was established to ensure that the stock and capital markets run as smoothly as possible.
For this to happen, new companies that want to issue stock need to file a registration form with the SEC and this form must talk about the securities that are up for sale so that the SEC can have them on record.
Options for this question include:
a. a copy of prospectuses to be provided to investors. b. a description of securities being offered for sale. c. a record of pre-registration sales in securities. d. a statement that securities being offered for sale are worth the priceFind out more on the Securities and Exchange Commission at https://brainly.com/question/9089676
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haley learns that someone used her name to open a credit card account which consumer protection agency brainly
The bureau of the consumer protection that has to help Haley is the Federal Trade Commission.
What is the Federal Trade Commission?
This is the name that is used to refer to the bureau of consumer protection in the United States that helps tp protect the consumers in the nation from fraudulent practices.
The bureau is known for the fact that it helps to enforce antitrust laws in the nation. Another thing that the bureau helps to do is to ensure that the people are protected based on finance.
Hence this is the agency that Haley would have to report this issue to.
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Financial risk refers to the: Multiple Choice general business risk of the firm. risk of owning equity securities. risk faced by equity holders of firms with debt. the risk that the share price may not reflect all known information. possibility that interest rates will increase.
Financial risk refers to the option (C) i.e, risk faced by equity holders of firms with debt.
What is financial risk?The possibility of financial loss in an investment or commercial enterprise is known as financial risk. Credit risk, liquidity risk, and operational risk are a few of the more typical and distinct financial risks.
Financial risk is a type of risk that could cause interested parties to lose money. This may result in governments losing control over monetary policy and defaulting on bonds or other debt obligations. Corporations may fail in an endeavor that places a financial burden on the company, in addition to the danger of defaulting on debt they take on.
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The Midwest Division of Grainger Company has investment center average invested assets of $200,000 and investment center income of $40,000. What is the return on investment for this division?
The return on investment for this division is (B) 20%.
What is the return on investment (ROI)?Return on investment (ROI) or return on costs (ROC) is a ratio of net income to investment over time (costs resulting from an investment of some resources at a point in time). A high ROI indicates that the benefits of the investment outweigh the costs. ROI is used as a performance indicator to evaluate the efficiency of an investment or to compare the efficiencies of several investments. It is one method of connecting profits to capital invested in economic terms.To find the return on investment for this division:= income/average invested assets
= $40,000/$200,000
= return on investment
= 20%
Therefore, the return on investment for this division is (B) 20%.
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Correct question:
The Midwest Division of Grainger Company has an investment center average invested assets of $200,000 and an investment center income of $40,000. What is the return on investment for this division?
(A) 500%
(B) 20%
(C) 25%
(D) 80%
By purchasing la boulange, starbucks is implementing a ______________ in the hopes of gaining a competitive advantage.
By purchasing a Boulanger, Starbucks is implementing a corporate-level strategy in the hopes of gaining a competitive advantage.
By leveraging intangible resources such as corporate experience and knowledge, you can start a newly independent company with the ability to quickly create value with those resources.
Value-neutral reasons are intended to help the company's management team, while value-added reasons are intended to help the company achieve a better competitive position.
Starbucks not only uses its own coffee beans to make coffee but diversifies to use coffee beans to make other products, Starbucks uses the same raw materials to make different products You can increase your sales by
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As utility companies tend to serve a whole market exclusively, they are known as ______ because the governments involved believe that the product or service would not be supplied otherwise.
Natural monopoly tends to serve a whole market exclusively.
What is Natural Monopoly?A natural monopoly is a sort of monopoly that frequently arises as a result of the high start-up costs or considerable economies of scale of operating a business in a particular industry, which can result in significant barriers to entry for potential competitors. In a certain sector or region, a corporation with a natural monopoly might be the exclusive supplier of a given good or service. In industries that need specialized technology, raw materials, or other elements to function, natural monopolies may develop.
Key Features of Natural MonopolyA natural monopoly is a special kind of monopoly that develops when there is only one company that can effectively provide the service in a particular area due to high start-up costs and considerable economies of scale.A business with a natural monopoly may be the exclusive supplier of a good or service in a given sector or region.Natural monopolies are permitted when one firm can provide a good or service for less money than any potential rival, but they are frequently very tightly controlled to safeguard consumers.Learn more about Natural monopoly here:
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Provisions that a party agrees to perform only if the other side also does what it promised are called Group of answer choices choice of forum provisions. conditional promises. reciprocal promises. riders.
If the provisions are reciprocal promises this means that they are each enforceable independently.
What is Reciprocal Promise ?These promises that the promisee does to form the consideration form an agreement.
When you go to a shop, the shopkeeper agrees to give you the product in exchange for money. This is an example of a reciprocal promise where you promise to pay the value of the product and the shopkeeper promises to give you the goods on receipt of the payment.Under Reciprocal Promise both parties promise each other to do something in the future. So, the first promise forms the consideration for the second promise and second promise forms the consideration for the first promise.Learn more about Reciprocal Promise here:
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The face-to-face presentation and promotion of goods and services is known as personal?
Personal promoting is likewise called face-to-face promoting wherein one individual who's the salesperson attempts to persuade the client in shopping for a product.
It is a promotional approach via way of means of which the salesclerk makes use of his or her capabilities and skills in an try to make a sale. Face-to-face advertising refers to any state of affairs in that you sell your commercial enterprise to any other individual or to a set of humans in individual. You get to appearance the alternative humans in the attention as you supply your pitch or hook up with them on a private level.
For instance, you would possibly meet any person on the grocery store. That individual asks you what you do for a living, and also you provide an explanation for which you create on line publications for aspiring photographers.
At that point, the communique would possibly shift. However, if the alternative individual is inquisitive about photography, she or he would possibly ask questions on your on line course. You may want to offer a commercial enterprise card or a internet site cope with wherein that individual may want to analyze greater approximately your commercial enterprise.
That's an instance of casual face-to-face advertising. You take gain of an possibility to allow a person recognize approximately your commercial enterprise and the virtual merchandise which you sell.
Face-to-face income strategies make stronger relationships with possibilities and customers, decorate logo credibility, and permit reps to talk key price propositions greater effectively. In-individual promoting processes additionally assist reduce through the static and make manufacturers stand out towards the competition.
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Which model, developed by the cdc, outlines five crisis phases and accompanying communication goals?
The CERC model is the model that is developed by the cdc, outlines five crisis phases and accompanying communication goals.
What are communication goals?This is the term that is used to refer to the reason why people may communicate. It is used to refer to the type of information and the reasons why the businesses and people may decide to communicate with themselves.
According to the CERC the goals of communication would be in other to get different people that may be able to respond to cases of emergencies.
The goals are
The pre-crisis stageFor the sake of partnerships with agenciesFor organizationsTo get first responders,Read more on communication here: https://brainly.com/question/25645043
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An internal control system is used to do all of the following: (You may select more than one answer. Single click the box with the question mark to produce a check mark for a correct answer and double click the box with the question mark to empty the box for a wrong answer. Any boxes left with a question mark will be automatically graded as incorrect.)
(A) Protect assets checked and, (C) Ensure reliable accounting checked.
What Are Internal Controls?Internal controls are the systems, guidelines, and practices that a business uses to guarantee the accuracy of its financial and accounting data, encourage accountability and thwart fraud.
Internal controls can help increase operational efficiency by enhancing the accuracy and timeliness of financial reporting, in addition to ensuring compliance with laws and regulations and preventing employees from embezzling money or committing fraud.
Which of these two types of internal controls are they?
Preventive and investigative efforts make up the bulk of internal controls. Thorough documentation and permission procedures are part of preventive control operations, which try to stop mistakes or fraud from happening in the first place. Detective controls are backup procedures that are intended to find things or events that the first line of protection has missed.
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Correct question:
An internal control system is used to do all of the following: (You may select more than one answer. Single click the box with the question mark to produce a check mark for a correct answer and double click the box with the question mark to empty the box for a wrong answer. Any boxes left with a question mark will be automatically graded as incorrect.)
(A) Protect assets checked
(B) Prevent all losses checked
(C) Ensure reliable accounting checked
(D) Control the entire operation
Gabriele Enterprises has bonds on the market making annual payments, with 10 years to maturity, a par value of $1,000, and selling for $890. At this price, the bonds yield 7.7 percent. What must the coupon rate be on the bonds
The coupon rate is 4.29%.
FV = 1000
PMT = ?
N = 8
I = 5.10%
PV = -948
Inputting the above details on the calculator you can find PMT
$42.92 PMT(5.1%,8,-948,1000)
Alternatively, the PMT function in excel can also be used
Coupon Rate = 42.92/1000
= 4.29%
This gives you a coupon rate of 4.29%
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At a local manufacturing plant, about 20 percent of the engineers work full-time as independent contractors for a maximum of three years. These employees are seldom offered benefits but may apply for posted permanent positions within the company during this time. HR experts would designate these professionals as
HR experts would designate these professionals as contingent employees.
A Contingent Worker: What Is One?Unemployed individuals who work for a company on a contract basis are known as contingent workers. Contingent employees may offer their services on a permanent, temporary, or as-needed basis. Instead of taking on an ongoing, unending burden as a permanent employee does, they are frequently recruited to finish a single project. A few instances of contingent laborers are:
Unaffiliated businessesFreelancersConsultantsEmployees on a temporary basis who are contracted by a staffing company or other third party to work for your business.Why Do Some Workers Opt to Work as Contingent Employees?
Successful contingent workers frequently have the ability to earn more money or put in fewer hours than they would as salaried workers—and occasionally both. Furthermore, independent workers frequently respect that quality. After you give them an assignment, they are free to pick how to complete it; no micromanagement is permitted, according to the law. They are also free to choose the assignments that appeal to them the most.
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The following cost information pertained to the Violin Division of Stringing Music Co. and was based on monthly demand and sales of 200 units: Per-Unit Costs Variable production costs: Direct materials $170 Direct labor 155 Variable factory overhead 75 Fixed production costs: Depreciation (equipment) 15 Factory rent 58 Other 15 Total production cost $488 Variable selling
The contribution margin per unit sold by Violin Division of Stringing Music Co is $326.
What is the contribution margin per unit?The contribution margin per unit is the difference between the selling price per unit and the total variable costs (production and selling) per unit.
Data and Calculations:Monthly demand and sales = 200 units
Per-Unit Costs
Variable production costs:Direct materials $170
Direct labor 155
Variable factory overhead 75
Fixed production costs:
Depreciation (equipment) 15
Factory rent 58
Other 15
Total production cost = $488
Variable selling = $24
Fixed selling & administrative costs = $36 per unit
Selling price per unit = $750
Total variable cost per unit:Direct materials $170
Direct labor 155
Variable factory overhead 75
Variable selling 24
Total variable production and selling costs = $424
Selling price per unit = $750
Contribution margin per unit = $326 ($750 = $424)
Thus, the contribution margin per unit sold is $326.
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Question Completion:Variable selling & administrative costs $24 per unit Fixed selling & administrative costs $36 per unit Given a normal selling price per unit of $750, what is the contribution margin per unit sold
Which type of business is most likely to hire a specialist designer?
a. startups.
b. design agencies.
c. small business.
d. large companies.
The answer is large companies.
Specialist designers are contractors or suppliers who are hired first to design and then to carry out the job on site or deliver goods or services. Appointed by the client to design and maybe supervise work on site.
Large corporations, for example, tend to hire specialized designers, therefore titles like "User Researcher" and "Visual Designer" are common. Small and medium-sized businesses, on the other side, desire generalists and will have positions like "UX Designer" or even "UI/UX Designer."
Therefore, the answer is large companies.
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If the local government imposed a minimum wage of $4 in productionville, how many people would be unemployed
If the local government imposed a minimum wage of $4 in production Ville, then employment will decrease by 0.
Who among the following would be counted as unemployed?
If a person does not have a job, has actively sought employment during the previous four weeks, and is currently eligible for employment, they are considered to be unemployed.
How do we figure out the unemployment rate?
To find the proportion of unemployed people, divide the number of unemployed people by the total workforce, and multiply the result by 100.
What is considered the natural rate of unemployment?
Many people believe that a rate of unemployment between 4% and 5% indicates full employment and is not very alarming. The lowest rate of unemployment that exists while inflation is steady or when it is not increasing is known as the natural rate of unemployment.
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Which of the basic organizational functions records all financial activity from billing customers to paying employees?
Which of the basic organizational functions records all financial activity from billing customers to paying employees: Accounting
Financial usually refers to money matters or transactions of some size or importance. Cash, stocks, bonds, mutual funds, and bank deposits are all examples of financial assets.
The Financial field includes three main subcategories:
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_____ occurs when a sample, in some ways, is not representative of the target population.
Sampling error occurs when a sample, in some ways, is not representative of the target population. A sampling error is a statistical error that occurs when an analyst fails to choose a sample that accurately represents the entire population of data. As a result, the sample results do not correspond to the results obtained from the entire population.
Sampling is a type of analysis that involves selecting a subset of observations from a larger population. The selection method can result in both sampling and non-sampling errors. Sampling is a type of analysis that involves selecting a subset of observations from a larger population.
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When evaluating a single project for acceptance, the NPV and IRR decision rules will give the same result when Blank
When evaluating a single project for acceptance, the NPV and IRR decision rules will give the same result when The graph of the NPV versus discount rate decline smoothly as the discount rate increases.
Net present value, or NPV, is used to calculate the current total value of future payments. If the NPV of a project or investment is positive, it means that the discounted present value of all future cash flows related to that project or investment will be positive, and therefore attractive.
It is calculated by taking the difference between the present value of cash inflows and the present value of cash outflows over a period of time. As the name suggests, net present value is nothing but net off of the present value of cash inflows and outflows by discounting the flows at a specified rate.
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When evaluating a single project for acceptance, the NPV and IRR decision rules will give the same result when The graph of the NPV versus discount rate decline smoothly as the discount rate increases.
Net present value (NPV) is the difference between the present value of cash inflows and the present value of cash outflows over a period of time. In contrast, the internal rate of return (IRR) is a calculation used to estimate the profitability of potential investments.
Both of these measurements are primarily used in capital budgeting, the process by which companies determine whether a new investment or expansion opportunity is worthwhile. Given an investment opportunity, a firm must decide whether making the investment will result in net economic gains or losses for the company
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Randolph scott operates a business as a sole proprietorship. this year his net profit was $10,570. for tax purposes this amount should be reported on?
Based on the fact that Randolph Scott is a sole proprietor, the net profit for tax purposes needs to be reported on A. Schedule C, Statement of Profit or Loss from Business.
How are sole proprietor profits treated?The financial business activities of a sole proprietor are treated as the same as their personal activities for the purposes of taxation because a sole proprietor is not separated from their business.
This means that profits and losses to the sole proprietor would go to Schedule C on their tax forms.
This is form is used to denote the Statement of Profit and Loss which means that it is where business profits will go.
The net profit to Randolph will not go to Form 1040 as other income because net income is the main income of the business.
It is also not to be considered rent or income from royalityes and so it will not go to Schedule E.
As a sole proprietor is not separable from their business, the net income to Randolph will not go to a separate tax return which is prepared for business operations.
In conclusion, option A, Schedule C, Statement of Profit or Loss from Business, is correct.
Options include:
A. Schedule C, Statement of Profit or Loss from BusinessB. The first page of Form 1040 as other incomeC. A separate tax return prepared for the business operationD. Schedule E, Statement of Rent and Royalty IncomeFind out more on sole proprietorships at https://brainly.com/question/4442710
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You are mailing invitations to new medicare beneficiaries for a marketing event. You want an idea of how many people to expect?
If you want an idea of how many people to expect, so you would like to request RSVPs.
The Social Security Administration launched the Medicare national health insurance program in 1965. The Centers for Medicare and Medicaid Services are currently in charge of running the program.
Medicare (medical insurance) assists in covering the costs of some preventive services, outpatient care, home health care, durable medical equipment, and services from physicians and other healthcare professionals.
Low-income seniors are especially in need of Medicare coverage since they are less financially secure than their higher-income counterparts and have fewer resources available to them in the event of large medical expenses.
In light of the above, it is important to keep in mind that while you can ask for an RSVP, you are unable to get contact information. This will give you a better idea of how many people to expect.
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Which stage in the product life cycle is characterized by rapid market acceptance and increasing profits?
Growth stage in the product life cycle is characterized by rapid market acceptance and increasing profits.
A proper market strategy can take a good product in a growth stage using all of the marketing strategies. A product life cycle is characterized by sales and processing in various stages which are maturity, growth,decline and development.
Increasing profit in rapid market acceptance with slowing down the rigorous life cycle can help get a good in hand profit.
Demand begins to accelerate the moment and size of the market expands rapidly. Product life cycle totally depends on economies of scale and production size.
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The fixed cost of producing surfboards is $5,000 per month. The variable cost for producing 15 surfboards is $36,000 per month. The average cost of producing 15 surfboards in a month is ______.
The fixed cost of producing surfboards is $5,000 per month. The total variable cost of producing 15 surfboards is $36,000 per month. The average total cost of producing 15 surfboards in a month is (B)$2,733.33
What is Average Cost?Average cost is the total amount of all production costs divided by the quantity of output produced. This number is also known as average total cost or unit cost.
Average cost includes fixed costs, like those necessary for production, that remain the same no matter the output. Average cost also includes variable costs. which may increase or decrease according to output.
So, according the question,
Average Fixed Cost = $5,000
Average Variable Cost = $36,000
Average Total Cost = Average Fixed Cost + Average Variable Cost
= $5,000 + $36,000
= $41,000
Average Total Cost =Total Cost of Production/Quantity of Unit Produce
= $41,000 / 15
= $2,733.33
Hence, we can conclude that the Average Cost of producing 15 surfboards in a month is $2,733.33
Your question is incomplete, but most probably your full question was:
The fixed cost of producing surfboards is $5,000 per month. The variable cost for producing 15 surfboards is $36,000 per month. The average cost of producing 15 surfboards in a month is ______.
A)$333.33
B)$2,733.33
C)$2,400.00
D)$41,000.00
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A company has recorded the last five days of daily demand on its only product. Those values are 120, 125, 124, 128, and 133. The time from when an order is placed to when it arrives at the company from its vendor is 5 days. Assuming the basic fixed-order-quantity inventory model fits this situation and no safety stock is needed, which of the following is the reorder point (R)
630 is the recorder point.
Safety stock is a term used by logistics personnel to describe additional inventory held to reduce the risk of stock-outs (shortages of raw materials or packaging) due to supply and demand uncertainties. Adequate safety stock allows business operations to continue as planned. Safety stock is held when demand, supply, or production is uncertain and acts as insurance against stockouts.
Safety stock is an additional quantity on hand to reduce the risk of an item being out of stock. This acts as a buffer stock in case sales are higher than expected or the supplier is unable to deliver additional units in the expected time.
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Bannister has run a mile in just under four minutes, which is his best time ever. this would represent his level of ____ for this skill.
Bannister has run a mile in just under four minutes, which is his best time ever. This would represent his level of competence in this skill.
According to the Competency Framework, the level of competence can be divided into four categories: Basic, Capable, Accomplished, and Authoritative.
An explanation of what is normally required of a person working at each level is provided for each of the different competencies.
It is significant to note that the descriptions of the topics covered by each competency must be fairly broad in order for one to apply the Framework to one's own work context, regardless of whether you are employed as a land manager, consultant, adviser, or regulator for a statutory agency, a policymaker, or in any other relevant capacity.
If you are competent at the authoritative level, both internal peers and peers outside of your organization will view you as an authority.
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Perfectly competitive industries are Group of answer choices difficult to enter because there are already so many producers in the industry. not particularly appealing or attractive to enter because there tend to be so many buyers that it is difficult to deal with them. relatively easy to enter but not so easy to exit from. none of the above
none of the above
What is the result of perfect competition in an industry?A fully competitive firm's total revenue grows smoothly at a constant pace dictated by the current market price as it consistently generates more output.
What sort of market is competitive?Consumer rivalry is fueled by a competitive market. This implies that consumers compete with one another for a good or service, particularly when stock is low. Customers frequently compete for the best seats when buying tickets to athletic events or concerts, for instance.
Which industries are completely competitive?Markets for produce: The closest example of ideal competition in real life may be a typical farmers' market.markets for foreign exchange.internet-related businesseslearn more about Perfectly competitive industries here
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Harold Grey owns a small farm that grows apricots in the Salinas Valley. The apricots are dried on the premises and then sold to a number of large supermarket chains. Based on past experience and committed contracts, he estimates that the sales over the next five years in thousands of packages will be as follows:
The constant workforce that's required for the next five years is 10 workers.
How to calculate the workforce?From the information, the net requirement will be:
= 300000 - 20000
= 280000
Therefore, the workforce required will be:
= 280000/30000
= 9.33
Since workers can't be in decimal, therefore 10 workers are needed.
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